Score breakdown49/100
- 49 Earned from sources
- 18 Documented finding
- 17 Not published by the casino
- 16 Not verified yet
- 84% evidence ring
One dot is one point of the 100-point rubric. Lit dots are the score; the other colours show why points are missing. Empty grey dots are a research gap, not a finding. How this score is made up
- Licence
- Malta Gaming AuthorityVerified
- Operator
- Zecure Gaming Limited
- ID check
- May be requiredfrom the terms
- Withdrawals
- Within 24 hours, with exceptions casino says
Good to know
- Licence confirmed in the regulator’s register
- Deposit limits & self-exclusion
- Sportsbook included
Watch out
- Bonus rules label ordinary bets (e.g. even-money bets) as irregular play
- Fee amount not published
- Wagering45x the bonus amount; free spins 35x
- Time limit30 days to meet the wagering requirement; free spins valid for 10 days; Super Spins 72 hours
- Min. depositEUR 10 (deposits via Skrill, Neteller and Paysafecard are excluded from this offer)
Checked 7 Oct 2026 · All conditions
18+ · T&Cs apply · Check that the casino accepts players from your country
More facts
- Licence
- Malta Gaming AuthorityVerifiedOperator: Zecure Gaming Limited
- KYC
- May be requiredfrom the terms
- Crypto
- 0 coinsCasino says
- Withdrawals
-
Casino saysWithin 24 hours, with exceptionsSmarter assessmentNot enough evidence for an independent assessment.
More details
- Operator
- Zecure Gaming Limited VerifiedChecked by SmarterCasinos against the identified source below.Checked7 Oct 2026SourcesRegulator registerMalta Gaming Authority - Dynamic Seal of Authorisation for Zecure…Our recordCasino termsRizk - Terms and Conditions of Use of Services on Website…Our recordRegulator noticeFörvaltningsrätten i Linköping (Swedish administrative court) -…Our record
- Last checked
- 7 Oct 2026
- Evidence
- 84% of our rubric what this means
How we reviewed Rizk
8/8 checks complete. We checked 8 areas against the casino’s own documents and public registers. Last checked 7 Oct 2026. We read and verify sources – we do not deposit, play or withdraw.
- Operator – complete
- Licence – complete
- Domain – complete
- Terms – checked, with a finding
- Payments – complete
- KYC – complete
- Bonus – complete
- Countries – complete
Pros & cons
Rizk is an online casino at rizk.com, operated by Zecure Gaming Limited (Malta). Its Malta Gaming Authority licence is confirmed in the regulator’s register for this domain. We checked 8 of 8 key areas against identified sources; last check 7 Oct 2026. Pros show how we know them; cons are documented facts worth weighing, not opinions.
Pros
- Licence confirmed in the regulator’s registerVerifiedChecked by SmarterCasinos against the identified source below.Checked7 Oct 2026SourcesRegulator registerMalta Gaming Authority - Dynamic Seal of Authorisation for Zecure…Our recordRegulator registerMalta Gaming Authority - Licensee Register (name search "Zecure…Our recordRegulator registerMalta Gaming Authority - Enforcement Register (all years 2013-2026)Our record
- Deposit limits & self-exclusionCasino saysThe casino’s own statement, recorded with its source. We have not independently confirmed it.Checked7 Oct 2026SourcesCasino pageRizk - Responsible Gambling pageOur recordCasino pageRizk Help Centre (support.rizk.com; articles read through the help…Our recordCasino termsRizk - Terms and Conditions of Use of Services on Website…Our record
- Sportsbook includedCasino saysThe casino’s own statement, recorded with its source. We have not independently confirmed it.Checked7 Oct 2026SourcesCasino pageRizk - homepage (rizk.com/en, server HTML)Our recordCasino pageRizk - Online slots page (casino games)Our recordCasino pageRizk - Live Casino pageOur record
Cons
- Bonus rules label ordinary bets (e.g. even-money bets) as irregular playIn the terms (18.2)
- Fee amount not publishedNot stated in the terms we read
Discovery attributes
- Licence confirmed in register
- Permanent self-exclusion
- Deposit bonus
- Sportsbook
- Live casino
- Demo mode
Factual labels derived from our data – not rankings.
Is Rizk legit?
What we could confirm about who runs it and whether it holds a licence for this domain. A licence is a fact about registration – not a promise about the casino.
- Operator
- Zecure Gaming Limited VerifiedChecked by SmarterCasinos against the identified source below.Checked7 Oct 2026SourcesRegulator registerMalta Gaming Authority - Dynamic Seal of Authorisation for Zecure…Our recordCasino termsRizk - Terms and Conditions of Use of Services on Website…Our recordRegulator noticeFörvaltningsrätten i Linköping (Swedish administrative court) -…Our record
- Licence
- Malta Gaming Authority · Confirmed in registry
- Licence no.
- MGA/CRP/1117/2025/02
- This domain
- listed
Rizk – questions answered from the record
Short answers, each backed by the sources on this page. Nothing here is a test result or a recommendation.
Is Rizk licensed?
Rizk states a licence from Malta Gaming Authority. We found the licence and the exact domain rizk.com in the regulator’s register (checked 7 Oct 2026). A licence is a fact about registration, not a promise about the casino.
Who operates Rizk?
Rizk is operated by Zecure Gaming Limited (Malta), as named in the regulator’s register and the casino’s documents.
Does Rizk require KYC (identity verification)?
It may be required at any time. Terms 5.6: "We are required to undertake verification of your age, identity and address." 5.8: "We may carry out identification and verification Checks on a player reaching EUR 2,000 in cumulative lifetime deposits. It shall be at the sole discretion of the company to decide, on a risk-based approach, which timeframe to consider for purposes of triggering the Checks." Documents (5.8.1-5.8.3): passport, national identity card or driving licence with a utility bill or bank statement less than three months old; proof of ownership of the payment method; any other documents the casino considers necessary. 5.9: source of funds / source of wealth documentation "in certain circumstances". 5.5: the casino may delay or withhold payments "until we are satisfied that your identity, age and place of residence have been suitably verified". 5.11: ID/POA and proof of payment if the withdrawal account differs from the deposit method. 9.1.2: withdrawals require completed Checks. Failure to provide documents: account may be locked or closed (5.7/5.8).
How long do withdrawals take at Rizk?
The casino itself says: “We have a withdrawal processing time of up to 24 hours.”. This is the casino’s statement (Within 24 hours, with exceptions), not something we measured.
Which countries does Rizk restrict?
Rizk’s terms list 217 restricted countries or territories. Use the availability check on this page to see whether your country is on the list. Not legal advice – local law applies.
What is the current welcome offer at Rizk?
Welcome offer: 100% bonus up to EUR 100 + 100 free spins. Wagering: 45x the bonus amount; free spins 35x. Time limit: 30 days to meet the wagering requirement; free spins valid for 10 days; Super Spins 72 hours. Checked 7 Oct 2026; casino’s own statement, not part of the Smarter Score. 18+, T&Cs apply.
Why does Rizk have a Smarter Score of 49?
Only verified facts earn points. Rizk earned 49 of 100 on our published rubric with evidence covering 84% of it. The breakdown by category is shown above; commission can never change it.
Good to know before you play
Documented points from the casino’s own terms and the registers we checked. Neutral and sourced, never a judgement of intent.
The terms state that customer funds are held in a separate account, but that "customer funds are not protected in insolvency: not protected segregation", and that the player account is not insured or guaranteed by any banking insurance system.
The terms define "irregular play" for bonuses to include ordinary behaviour such as placing even-money bets, using a betting system, using the gamble feature or wagering on games with 0% contribution, and allow the casino to withhold deposits and winnings if irregular play is suspected.
The UK Gambling Commission register shows the Zecure Gaming Limited licence 056427 as surrendered on 22 June 2026, while the casino's About and Canada pages still say the company is also licensed by the UK Gambling Commission. A Swedish court record documents a 2019 Swedish regulator warning and sanction fee against the same company (youth-event betting; fee reduced to SEK 3,000,000). Rizk.com is listed under the Malta Gaming Authority sub-licence MGA/CRP/1117/2025-02.
Where sources disagree
Terms 9.5 (guiding timeframes after approval): "Visa and MasterCard withdrawals: 1-3 banking days", "Bank Transfer Withdrawals: 1-3 banking days", "e-wallet Withdrawals: Same day"Rizk - Terms and Conditions of Use of Services on Website… · 7 Oct 2026
Help Centre: after processing, "Bank Transfer: 2-10 banking days", "Visa/Mastercard: 2-10 banking days", "Neteller & Skrill: 15 minutes - 24 hours", "Trustly: Immediately to most larger banks and 1-3 banking days to others"Rizk Help Centre (support.rizk.com; articles read through the help… · 7 Oct 2026
Terms 6.2/13.1: after 30 months the account is closed, remaining funds are kept "for a period of five (5) years" and afterwards appropriated for responsible gaming endeavoursRizk - Terms and Conditions of Use of Services on Website… · 7 Oct 2026
Help Centre: a third e-mail confirms "that any remaining funds will be transferred to the MGA (Malta Gaming Authority)" when the account becomes dormant (30 months)Rizk Help Centre (support.rizk.com; articles read through the help… · 7 Oct 2026
Responsible Gambling page lists deposit limits and session limits (financial limits on a daily, weekly or monthly basis), time out and self-exclusionRizk - Responsible Gambling page · 7 Oct 2026
Slots page: "We have a number of safe play tools available, so you can set limits, whether it is a session limit or a loss limit." Help Centre: "In some markets, depending on local requirements, you may find additional limits such as Session Limits, Net loss Limits, Betting Limits and similar."Rizk - Online slots page (casino games) · 7 Oct 2026
Restricted countries
VerifiedChecked by SmarterCasinos against the identified source below.Checked7 Oct 2026SourceCasino termsRizk - Terms and Conditions of Use of Services on Website…Our record- United Arab Emirates
- Afghanistan
- Antigua & Barbuda
- Anguilla
- Albania
- Armenia
- Angola
- Argentina
- American Samoa
- Austria
- Australia
- Aruba
- Azerbaijan
- Bosnia & Herzegovina
- Barbados
- Belgium
- Burkina Faso
- Bulgaria
- Bahrain
- Burundi
- Benin
- St. Barthélemy
- Bermuda
- Caribbean Netherlands
- Brazil
- Bahamas
- Bhutan
- Bouvet Island
- Botswana
- Belarus
- Belize
- Alberta (Canada)
- Ontario (Canada)
- Cocos (Keeling) Islands
- Congo - Kinshasa
- Central African Republic
- Switzerland
- Côte d’Ivoire
- Cook Islands
- Cameroon
- China
- Colombia
- Costa Rica
- Cuba
- Cape Verde
- Curaçao
- Christmas Island
- Cyprus
- Czechia
- Schleswig-Holstein (Germany)
- Djibouti
- Denmark
- Dominica
- Dominican Republic
- Algeria
- Ecuador
- Estonia
- Egypt
- Western Sahara
- Eritrea
- Spain
- Ethiopia
- Fiji
- Micronesia
- Faroe Islands
- France
- Gabon
- Grenada
- Georgia
- French Guiana
- Ghana
- Gibraltar
- Greenland
- Gambia
- Guadeloupe
- Equatorial Guinea
- Greece
- South Georgia & South Sandwich Islands
- Guatemala
- Guam
- Guinea-Bissau
- Guyana
- Hong Kong SAR China
- Heard & McDonald Islands
- Honduras
- Croatia
- Haiti
- Hungary
- Indonesia
- Ireland
- Israel
- British Indian Ocean Territory
- Iraq
- Iran
- Italy
- Jamaica
- Jordan
- Japan
- Kyrgyzstan
- Cambodia
- Comoros
- St. Kitts & Nevis
- North Korea
- South Korea
- Kuwait
- Cayman Islands
- Kazakhstan
- Laos
- St. Lucia
- Sri Lanka
- Liberia
- Lesotho
- Lithuania
- Latvia
- Libya
- Morocco
- Montenegro
- St. Martin
- Madagascar
- Marshall Islands
- North Macedonia
- Mali
- Myanmar (Burma)
- Northern Mariana Islands
- Martinique
- Mauritania
- Montserrat
- Mauritius
- Maldives
- Malawi
- Malaysia
- Mozambique
- Namibia
- New Caledonia
- Niger
- Norfolk Island
- Nigeria
- Nicaragua
- Norway
- Nepal
- Nauru
- Niue
- Oman
- Panama
- Peru
- French Polynesia
- Papua New Guinea
- Philippines
- Pakistan
- Poland
- St. Pierre & Miquelon
- Pitcairn Islands
- Puerto Rico
- Palestinian Territories
- Portugal
- Palau
- Paraguay
- Qatar
- Réunion
- Romania
- Serbia
- Russia
- Rwanda
- Solomon Islands
- Seychelles
- Sudan
- Sweden
- Singapore
- St. Helena
- Slovenia
- Svalbard & Jan Mayen
- Slovakia
- Sierra Leone
- Senegal
- Somalia
- Suriname
- South Sudan
- São Tomé & Príncipe
- El Salvador
- Sint Maarten
- Syria
- Eswatini
- Turks & Caicos Islands
- Chad
- French Southern Territories
- Togo
- Tajikistan
- Tokelau
- Timor-Leste
- Turkmenistan
- Tunisia
- Tonga
- Türkiye
- Trinidad & Tobago
- Tuvalu
- Taiwan
- Tanzania
- Ukraine
- Uganda
- U.S. Outlying Islands
- United States
- Uruguay
- Uzbekistan
- Vatican City
- St. Vincent & Grenadines
- British Virgin Islands
- U.S. Virgin Islands
- Vietnam
- Vanuatu
- Wallis & Futuna
- Samoa
- Kosovo
- Yemen
- Mayotte
- South Africa
- Zambia
- Zimbabwe
We never infer that a country is accepted because it is missing from this list. See the restricted-country lists of all 15 casinos (open data, CSV/JSON).
KYC & player protection
Identity checks (KYC)
VerifiedChecked by SmarterCasinos against the identified source below.Checked7 Oct 2026SourcesCasino termsRizk - Terms and Conditions of Use of Services on Website…Our recordCasino pageRizk Help Centre (support.rizk.com; articles read through the help…Our recordTerms 5.6: "We are required to undertake verification of your age, identity and address." 5.8: "We may carry out identification and verification Checks on a player reaching EUR 2,000 in cumulative lifetime deposits. It shall be at the sole discretion of the company to decide, on a risk-based approach, which timeframe to consider for purposes of triggering the Checks." Documents (5.8.1-5.8.3): passport, national identity card or driving licence with a utility bill or bank statement less than three months old; proof of ownership of the payment method; any other documents the casino considers necessary. 5.9: source of funds / source of wealth documentation "in certain circumstances". 5.5: the casino may delay or withhold payments "until we are satisfied that your identity, age and place of residence have been suitably verified". 5.11: ID/POA and proof of payment if the withdrawal account differs from the deposit method. 9.1.2: withdrawals require completed Checks. Failure to provide documents: account may be locked or closed (5.7/5.8).
Thresholds: partial. We have not gone through KYC ourselves.
Player protection
Casino saysThe casino’s own statement, recorded with its source. We have not independently confirmed it.Checked7 Oct 2026SourcesCasino pageRizk - Responsible Gambling pageOur recordCasino pageRizk Help Centre (support.rizk.com; articles read through the help…Our recordCasino termsRizk - Terms and Conditions of Use of Services on Website…Our record- Deposit limits
- Offered
- Loss limits
- Not verified yet
- Wager limits
- Offered
- Session limits
- Offered
- Cooling-off
- Offered
- Self-exclusion
- Up to permanent
- Two-factor login
- Not verified yet
As stated by the casino. Independent help · See the tools stated by all 15 casinos (open data, CSV/JSON).
What players report
Experiences and opinions of individual visitors – not findings made or verified by SmarterCasinos. Our own research is above.
No player reviews yet.
Be the first to share your experience.
Thank you. Your review is in the moderation queue and appears once it has been read.
Player reviews never change the Smarter Score. Averages appear from 5 reviews. How reviews are moderated
Reputation
Complaint research over 24 months, shown on its own and never part of the Smarter Score.
What we found Limited data
0 qualifying case(s) on the sources we could search, 0 unresolved or without response.
User reports are signals, not proven facts. With limited data these numbers are a floor, not a total.
Sources
- Window
- 7 Oct 2024 – 7 Oct 2026
- Searched
- Regulator and public records · LCB
- Not accessible to us
- Casino.Guru, AskGamblers, Casinomeister, trustpilot
Reputation is shown separately and is not part of the Smarter Score. Platforms we could not access are a gap in our research – never a finding about the casino.
Bonus & deals
Welcome offer
Casino saysThe casino’s own statement, recorded with its source. We have not independently confirmed it.Checked7 Oct 2026SourcesCasino termsRizk - Casino Welcome Offer (promotion page with terms)Our recordCasino termsRizk - General Bonus Terms For Casino, Live Casino & SportsOur recordWelcome offer: 100% bonus up to EUR 100 + 100 free spins
The promotion page says new players select the 100% casino bonus and deposit between EUR 10 and EUR 100 (the deposit is doubled); 100 free spins on selected games are credited the day after the first deposit and are valid for 10 days; a second deposit of EUR 20 or more adds 5 Super Spins valued at EUR 1 each.
- Wagering
- 45x the bonus amount; free spins 35x
- Max. bet
- EUR 5 per spin while the bonus is active
- Max. cashout
- The maximum bonus balance that can be converted to withdrawable cash is EUR 2,500
- Time limit
- 30 days to meet the wagering requirement; free spins valid for 10 days; Super Spins 72 hours
- Min. deposit
- EUR 10 (deposits via Skrill, Neteller and Paysafecard are excluded from this offer)
- Excluded
- Slots count 100%, table games 10%, live casino games 15% (named games 50%), video poker 0%; a list of excluded games is published; not available to residents of Sweden, Germany, Ireland and the United Kingdom
- The bonus must be wagered 45 times before the funds can be withdrawn; the bonus and its winnings are forfeited if this is not done within 30 days.
- Deposits via Skrill, Neteller and Paysafecard do not qualify.
- The casino may change or cancel the promotion at any time and without notice.
- Only one welcome offer per person, computer, IP address or household.
From the casino’s binding terms. Offer figures are the casino’s own statements.
SmarterCasinos deal
No SmarterCasinos deal at the moment.
From the bonus terms
VerifiedChecked by SmarterCasinos against the identified source below.Checked7 Oct 2026SourcesCasino termsRizk - Casino Welcome Offer (promotion page with terms)Our recordCasino termsRizk - General Bonus Terms For Casino, Live Casino & SportsOur recordCasino termsRizk - Excluded Games list (bonus), last updated 05/10/2026Our recordThird-party dataECB reference rate EUR/USD via frankfurter.devOur record- Wagering
- 45× bonus
- Expiry
- 30 days
- Max cashout
- A cap applies (amount not recorded)
- Max bet stated
- Yes
Bonus offers and SmarterCasinos deals are shown for comparison only – they never enter the Smarter Score. Offers change; the casino’s terms apply. 18+
Games
- Slots
- Live casino
- Table games
- Game shows
- Sportsbook
Also: Jackpots
Lists may differ in your country. Checked 7 Oct 2026.
Featured games
Titles the casino lists on its own public pages (checked 12 Oct 2026). An editorial pick, not a popularity ranking; availability and providers differ by country. Tile artwork is AI-generated SmarterCasinos illustration, not the official game covers.
Also listed by the casino: Reactoonz (Play'n GO) · Rise of Olympus (Play'n GO)
Crypto & payments
Coins & networks 11 methods documented
All payment methods
| Asset | Network | Deposit | Withdrawal |
|---|---|---|---|
| Visa | — | Yes | Yes |
| Mastercard | — | Yes | Yes |
| Skrill | — | Yes | Yes |
| Neteller | — | Yes | Yes |
| Trustly | — | Yes | Yes |
| Paysafecard | — | Yes | Not documented |
| Euteller | — | Yes | Not documented |
| Apple Pay | — | Yes | Not documented |
| Entercash (shown as "Instant bank") | — | Yes | Not documented |
| Truelayer | — | Yes | Not documented |
| SEPA bank transfer | — | Not documented | Yes |
“Not documented” means the public pages we read do not say so – not that the method is unavailable.
Fees Not published by the casino
Not published by the casino
Withdrawals
What the casino says Casino says
Within 24 hours, with exceptions
We have a withdrawal processing time of up to 24 hours.
Help centre. This is the casino’s statement; we have not measured it. Governing statement (help centre) is "conditional" – not a firm maximum. It does not count as a fixed maximum in the Smarter Score.
All 4 statements we recorded
- With exceptions
We have a withdrawal processing time of up to 24 hours.
Help centre · source · 7 Oct 2026 - Target
Visa and MasterCard withdrawals: 1-3 banking days
Binding terms · card · arrival in your wallet · source · 7 Oct 2026 - Target
e-wallet Withdrawals: Same day
Binding terms · ewallet · arrival in your wallet · source · 7 Oct 2026 - With exceptions
Visa/Mastercard: 2-10 banking days.
Help centre · card · arrival in your wallet · source · 7 Oct 2026
When statements differ, binding terms rank above a payments table, the help centre and marketing pages; between equal documents the more cautious statement counts.
Withdrawal caps, instalment clauses and time statements of all 15 casinos (open data).
Limits Not published by the casino
Not published by the casino
How we checked
Every fact above comes from an identified source with a date. The full record is here.
- ConfirmedOperator7 Oct 2026 · 3 sources
- ConfirmedLicence7 Oct 2026 · 3 sources
- ConfirmedDomain7 Oct 2026 · 2 sources
- FindingTerms7 Oct 2026 · 3 sources
- Claim recordedPayments7 Oct 2026 · 2 sources
- ConfirmedKYC7 Oct 2026 · 2 sources
- ConfirmedBonus7 Oct 2026 · 4 sources
- ConfirmedCountries7 Oct 2026 · 1 source
8/8 checks complete · Verified · next re-check 21 Oct 2026. Verified means the process is complete – never that a casino is safe or recommended.
Score breakdown49/100 · evidence 84%
- Earned from sources 49
- Documented finding 18.1
- Not published by casino 16.9
- Not verified yet 15.8
Rizk earned 49 of 100 points from sources. Evidence covers 84% of the rubric. 6.3 of the earned points rest on statements the casino makes about itself (responsible-gambling tools and resources, two-factor login, stated processing time) – they are marked “Casino says” and are not independently verified.
| Category | Weight | Earned from sources | Documented finding | Not published by casino | Not verified yet |
|---|---|---|---|---|---|
| Safety & Licensing | 33% | 24.8 | 3.3 | 0.0 | 5.0 |
| Withdrawals & Payments | 27% | 0.0 | 0.0 | 16.9 | 10.1 |
| Terms & Fairness | 20% | 7.8 | 12.2 | 0.0 | 0.0 |
| KYC & Transparency | 13% | 10.4 | 2.6 | 0.0 | 0.0 |
| Responsible Gambling | 7% | 6.3 | 0.0 | 0.0 | 0.7 |
| Total (of 100) | 100% | 49.2 | 18.1 | 16.9 | 15.8 |
All 14 criteria and their points
| Criterion | Basis | Points by bucket | Points |
|---|---|---|---|
| Safety & Licensing · 33% | |||
| Licence confirmed in an official registry | Confirmed in registry, active | 40 earned | 40/40 |
| Regulatory tier of the licensing authority (regulator registry) | Malta Gaming Authority: Tier A | 30 earned | 30/30 |
| Legal entity identified | Entity confirmed in an independent register | 15 earned | 15/15 |
| Two-factor authentication available | — | 15 not verified yet | 0/15 |
| Regulatory history | Verified official actions against the operator (permanent deduction, at most two counted) | −10 | |
| Withdrawals & Payments · 27% | |||
| Withdrawal processing time (best available evidence) | — | 30 not verified yet | 0/30 |
| Monthly withdrawal limit in binding terms | Not published by the casino | 25 not published by casino | 0/25 |
| Casino-side withdrawal fees | Not published by the casino | 25 not published by casino | 0/25 |
| Terms & Fairness · 20% | |||
| Risky or unfair clauses (−10 caution, −25 serious, critical = 0) | 4 flag(s) | 15 earned 55 documented finding | 15/70 |
| Dated and publicly accessible (10 each) | Checklist | 20 earned | 20/20 |
| KYC & Transparency · 13% | |||
| KYC policy says when verification is required | Policy: specific | 50 earned | 50/50 |
| Thresholds / triggers documented | Thresholds: partial | 10 earned 15 documented finding | 10/25 |
| Responsible Gambling · 7% | |||
| Deposit 15 · loss 10 · wager 10 · session 5 | Tools available Casino says | 30 earned 10 not verified yet | 30/40 |
| Cooling-off 15 · self-exclusion ≥ 6 months 25 | Tools available Casino says | 40 earned | 40/40 |
| Independent help link 10 · RG page 10 | Resources Casino says | 20 earned | 20/20 |
Only verified evidence earns points. Missing information is shown separately and is never presented as a confirmed problem. Bonus offers, SmarterCasinos deals and complaint-platform data never enter this score. Methodology v1.6.
Verification record8/8 checks · Verified
Verified means the process is complete – not that the casino is safe.
| Check | Result | Detail | Evidence |
|---|---|---|---|
| OperatorLegal entity | Confirmed | Verified 7 Oct 2026 · Regulator register, Casino terms, Regulator notice | |
| LicenceLicence in official registry | Confirmed | Verified 7 Oct 2026 · Regulator register | |
| DomainExact domain attributable to licence | Confirmed | Verified 7 Oct 2026 · Regulator register | |
| TermsFull T&Cs | Finding | 1 serious term flag(s) | Checked – see finding 7 Oct 2026 · Casino terms |
| PaymentsMethods, limits, fees, stated times | Claim recorded | Unknown 7 Oct 2026 · Casino terms, Casino page | |
| KYCPublished KYC policy | Confirmed | Verified 7 Oct 2026 · Casino terms, Casino page | |
| BonusBonus T&Cs | Confirmed | Verified 7 Oct 2026 · Casino terms, Third-party data | |
| CountriesRestricted country list | Confirmed | Verified 7 Oct 2026 · Casino terms |
- Who operates itVerifiedChecked by SmarterCasinos against the identified source below.Checked7 Oct 2026SourcesRegulator registerMalta Gaming Authority - Dynamic Seal of Authorisation for Zecure…Our recordCasino termsRizk - Terms and Conditions of Use of Services on Website…Our recordRegulator noticeFörvaltningsrätten i Linköping (Swedish administrative court) -…Our record
- Zecure Gaming LimitedReg. no. C69036 · Malta
- LicenceVerifiedChecked by SmarterCasinos against the identified source below.Checked7 Oct 2026SourcesRegulator registerMalta Gaming Authority - Dynamic Seal of Authorisation for Zecure…Our recordRegulator registerMalta Gaming Authority - Licensee Register (name search "Zecure…Our recordRegulator registerMalta Gaming Authority - Enforcement Register (all years 2013-2026)Our record
- Malta Gaming Authority · MGA/CRP/1117/2025/02Confirmed in registry · regulator tier A
- Domain reviewedVerifiedChecked by SmarterCasinos against the identified source below.Checked7 Oct 2026SourcesRegulator registerMalta Gaming Authority - Dynamic Seal of Authorisation for Zecure…Our recordRegulator registerMalta Gaming Authority - URL checker (search "rizk.com")Our record
- rizk.comLicence listing: domain listed
- Binding termsVerifiedChecked by SmarterCasinos against the identified source below.Checked7 Oct 2026SourcesCasino termsRizk - Terms and Conditions of Use of Services on Website…Our recordCasino termsRizk - General Bonus Terms For Casino, Live Casino & SportsOur recordCasino termsRizk - Casino Welcome Offer (promotion page with terms)Our record
- V4.0 (applicable from 01 Dec 2025)Read in full and reviewed for risky clauses
Not verified yet
- Countries the casino explicitly acceptsNot published by the casino
- Licence-based country restrictionsNot verified yet
- Withdrawal limitsNot published by the casino
- Withdrawal feesNot published by the casino
- Two-factor authenticationNot verified yet – could not be determined
Licence checkConfirmed in registry
Register finding
VerifiedChecked by SmarterCasinos against the identified source below.Checked7 Oct 2026SourcesRegulator registerMalta Gaming Authority - Dynamic Seal of Authorisation for Zecure…Our recordRegulator registerMalta Gaming Authority - Licensee Register (name search "Zecure…Our recordRegulator registerMalta Gaming Authority - Enforcement Register (all years 2013-2026)Our record- Regulator
- Malta Gaming Authority
- Licence no.
- MGA/CRP/1117/2025/02
- Holder
- Zecure Gaming Limited
- Result
- Confirmed in registry
- Domain
- listed
Research notes
See the register check for all 15 casinos (open data, CSV/JSON).
Regulator tier Tier A
The tier rates the regulatory framework – how verifiable, enforced and transparent it is – not the casino. Malta Gaming Authority scores 100/100 on our regulator framework.
- Article 56A (2023) limits enforcement of foreign judgments against licensees – EU developments only from secondary sources
Terms review4 flagged · 12 other observations
Full context
Full context
Full context
See the flagged clauses of all 15 casinos (open data, CSV/JSON).
12 non-scoring observations from the full terms review
- other · 4.11 "We hold customer funds in a separate account from Company funds accounts. – Customer funds are held in a separate account, but the terms state that they are not protected in insolvency ("not protected segregation"). 8.6: the player account is "not insured, guaranteed, sponsored or otherwise protected by any banking insurance system". 4.12: in insolvency or brand closure the casino may void ante-post and outstanding bets. The Security page says "we keep all deposited funds in a segregated ban…
- fees · 9.2 "We reserve the right to charge a fee amounting to our own reasonable costs – A fee may be charged on withdrawals of funds not put into play; 9.1.3: the deposit must be wagered at least once in full before a withdrawal (otherwise the request is reviewed and delayed); 4.2.1: a reasonable processing charge on returns of deposits from restricted jurisdictions.
- confiscation forfeiture · 4.2.1 "Your Player Account may be closed by us immediately; any Winnings and Bon – Residence in a restricted jurisdiction: account closure, forfeiture of winnings and bonus funds, return of remaining deposit funds on request (a reasonable charge may apply). Similar breach-linked forfeitures: 4.8 (duplicate accounts), 5.10.2 (under-age), 11.2 (collusion/cheating/fraud), 18.2.4 (material breach).
- fraud aml abuse · 18.2.6 "In all cases of abuse, we retain the right to withhold all winnings and – Abuse is defined as "using software and/or opening multiple accounts in order to gain an unfair advantage on a Bonus" and "includes but is not limited to"; in the account-closure case "we will not be liable to refund any losses ... or to refund any balances on the player’s account". no flag).
- fraud aml abuse · 5.2 "the Company may suspend, block or close the account(s) of the relevant play – AML clause: suspicious transactions are reported without notice; funds may be withheld as required by law or the authorities. 5.9: source-of-funds/source-of-wealth documents; withdrawals may be suspended "where we have a suspicion". Legal/AML-tied (observation).
- operator discretion · 3.2 "We will notify you of material changes to these Terms prior to them taking – Material changes are notified in advance by e-mail or a website notice and the player must accept the new terms; The Terms (1.1.5) include the promotion and bonus terms. whether the second sentence needs a flag is research note decision 3).
- account closure · 13.4 "The Company may refuse to open an account or may opt to close a players’ a – Closure at the casino's discretion; 13.3: on termination (other than for fraud or breach) deposit funds are returned on request, except balances below EUR 3/GBP 3 which are "appropriated and used to fund a responsible gaming charity or other project" (also 4.9, 6.3). Contractual obligations "already undertaken or entered into will be honoured".
- return of deposits · 6.2 "If Your Player Account remains inactive for a total period of 30 months, we – Dormant accounts: closure after 30 months; remaining funds kept for the player for five years, then (13.1) "the Company will appropriate the funds and use those funds for responsible gaming endeavours". The Help Centre says remaining funds are transferred to the MGA (contradictions c3).
- other · 22.4 "Any claim you might have regarding any transaction must be made within six – Six-month claim window for transaction disputes; "Our decision on this is final." 22.1-22.5: complaints procedure (support, then escalation by e-mail, final answer within 10 days, extendable by 10), eCOGRA as ADR provider, then the MGA Player Support Unit.
- limits · 10.2 "You can access your last 90 days transaction history on the Website." – Transaction history is available online for the last 90 days.
- other · 16.2 "You will forfeit any Bonus Funds or Winnings that result from any such err – Errors by the casino or the player: winnings and bonus funds resulting from the error are forfeited, the stake is refunded (objective error trigger; 32.5/32.6: sports odds/price errors can be corrected or bets voided.
- other · 28.5 "You may set maximum Session Time Limits by contacting our support team." – Responsible gambling tools in the terms: deposit limits (tool in the account; increases or removals take effect after a minimum 24-hour cooling-off period), session time limits via support, time out, self-exclusion "for a definite period or a permanent one" (permanent exclusion removable only after a 7-day cool-off; "The Company reserves the right to refuse to remove a permanent self-exclusion"). The Help Centre and …
Sources & evidence31 sources, fingerprinted
Casino pageRizk - homepage (rizk.com/en, server HTML)rizk.com/en7 Oct 2026
Open original sourceReceipt captured 2026-10-07 11:57 UTC · HTTP 200sha256 0f126d0236191ad4e069ea827987f5b56d1bf8e0bee048afb93d363242f6f184Casino pageRizk - Canada market page (rizk.com/ca)rizk.com/ca7 Oct 2026
Open original sourceReceipt captured 2026-10-07 11:57 UTC · HTTP 200sha256 a10f0a8d6053430e879c7a92a8495d681ef0e8306ae4b7d5cdd9526266f782ceCasino pageRizk - Finnish market page (rizk.com/fi)rizk.com/fi7 Oct 2026
Open original sourceReceipt captured 2026-10-07 12:06 UTC · HTTP 200sha256 f4709e14d72e1ab54b9a75d5487eaf90bf9f24327a23898a942f7c328f92b878Casino pageRizk - Icelandic market page (rizk.com/is)rizk.com/is7 Oct 2026
Open original sourceReceipt captured 2026-10-07 12:06 UTC · HTTP 200sha256 fa9e31c56bdee28cf5451cc37d3e94dd3d42156bd6eae4fcd3c65da461ff3b38Casino termsRizk - Terms and Conditions of Use of Services on Website…rizk.com/en/terms-and-conditions7 Oct 2026
Open original sourceReceipt captured 2026-10-10 12:19 UTC · HTTP 200sha256 029cf41ff0b027f31518b43a2a9538114e37f99d7c49b51da15bfd6ad28696edReceipt captured 2026-10-07 11:57 UTC · HTTP 200sha256 12effc5b1b2a4b03bd0944836ba5f3f0fe6ded16cb414e73af0f560265dfdb0eCasino termsRizk - General Bonus Terms For Casino, Live Casino & Sportsrizk.com/en/casino-bonus-terms7 Oct 2026
Open original sourceReceipt captured 2026-10-10 12:19 UTC · HTTP 200sha256 65bd4ac442b482a37607073015672aa96f36faf45d9fe3c5bc7845e146ece8a7Receipt captured 2026-10-07 11:57 UTC · HTTP 200sha256 dafb63161383cb99610aa439a4a88a28e79b94efcf1c5d4a9e1ed8ef613e922cCasino termsRizk - Casino Welcome Offer (promotion page with terms)rizk.com/en/casino/promotion/casino/casino-welcome-offer/15687 Oct 2026
Open original sourceReceipt captured 2026-10-10 12:19 UTC · HTTP 200sha256 7bff566832c3a3341212ad5da801d1eddf94c3134de8a6aaf651be0ca4aee998Receipt captured 2026-10-07 11:58 UTC · HTTP 200sha256 e753dad1d1897ce1fe5ff10051bf2d516b1eb30a4a17c356faf1934e9f56f463Casino termsRizk - Excluded Games list (bonus), last updated 05/10/2026rizk.com/en/casino/exclusive/excluded-games/120107 Oct 2026
Open original sourceReceipt captured 2026-10-07 12:09 UTC · HTTP 200sha256 6bd66de17033cb29bc992b75477e498bb497ef47b430561f0726da723eb75ed3Casino pageRizk - Payment options page (table is filled from the visitor…rizk.com/en/payment-options7 Oct 2026
Open original sourceReceipt captured 2026-10-07 11:58 UTC · HTTP 200sha256 1032965d83b17609192f11487af9a0f995d1da74ba9ba51989b91a0cde3588f4Receipt captured 2026-10-07 11:57 UTC · HTTP 200sha256 96ce9017e90f41e58583b878317fd8bd03d17996b7825e4c2a17b6a1dd5c2b44Casino pageRizk - Responsible Gambling pagerizk.com/en/responsible-gaming7 Oct 2026
Open original sourceReceipt captured 2026-10-07 11:57 UTC · HTTP 200sha256 525dbc2e21d2a40e9280fd54ed269ce82cb8d52a634f69aebf77739fdb1a727dCasino pageRizk - Privacy and Security pagerizk.com/en/security-privacy7 Oct 2026
Open original sourceReceipt captured 2026-10-07 11:57 UTC · HTTP 200sha256 b25d5a746783b1c3a93be333163b46a9c183d59d0dd83e10ea4e8ca8602d5c7dCasino pageRizk - About Rizk.com (licensing information)rizk.com/en/about-us7 Oct 2026
Open original sourceReceipt captured 2026-10-07 11:57 UTC · HTTP 200sha256 bbdfd8a201fe746ac3d201fbc40b529d4e806ebcfc8d705e6284d1ff0900cae6Casino termsRizk - Privacy and Cookie Policyrizk.com/en/privacy-policy7 Oct 2026
Open original sourceReceipt captured 2026-10-07 11:57 UTC · HTTP 200sha256 8720992315bd2ae3d63c346de10b4d08e8fd7d51c0432b6d9566cad1d3352156Casino pageRizk - Promotions pagerizk.com/en/casino/promotions7 Oct 2026
Open original sourceReceipt captured 2026-10-07 11:57 UTC · HTTP 200sha256 b612acc261d7a9fbcc04aa25fc3626eb0e0034ec24e8d6ce852d469303a32a15Casino pageRizk - Online slots page (casino games)rizk.com/en/casino-games7 Oct 2026
Open original sourceReceipt captured 2026-10-07 11:57 UTC · HTTP 200sha256 66ab9762d8ed13665e7e6a0ae1a4bdbd82f449d6939aaffb512982d30a9c6287Casino pageRizk - Live Casino pagerizk.com/en/live-casino7 Oct 2026
Casino pageRizk Help Centre (support.rizk.com; articles read through the help…support.rizk.com/en7 Oct 2026
Open original sourceReceipt captured 2026-10-07 12:16 UTC · HTTP sha256 5a5271281a7e366aae6967745fb488b3a2e44bb240e39fdca109bd8994429a5fReceipt captured 2026-10-07 12:01 UTC · HTTP 200sha256 d837a21dbbf978d1d5daaafa2ed510c044d72e15e46cda0f8f322319699e0e4bCasino statementBetsson AB - History of Betsson (parent group corporate site)www.betssonab.com/about-us/history-betsson7 Oct 2026
Open original sourceReceipt captured 2026-10-07 12:06 UTC · HTTP 200sha256 923414270d964555137852244ec6810ced012e7c306692615323a4f90d65c82fRegulator registerMalta Gaming Authority - Dynamic Seal of Authorisation for Zecure…authorisation.mga.org.mt/verification.aspx?lang=EN&company=894fb754-8605-4c2d-8bbe-2febe0ac4dd1&details=17 Oct 2026
Open original sourceReceipt captured 2026-10-07 11:59 UTC · HTTP 200sha256 c2138aaffbcb03141d2871a756d5eb5143e0aeb567cd266df2ca4be3c658073cRegulator registerMalta Gaming Authority - URL checker (search "rizk.com")mgaurlchecker.mga.org.mt/7 Oct 2026
Open original sourceReceipt captured 2026-10-07 12:00 UTC · HTTP sha256 4697e8c0dc7a6271a50920895cc838a2fd6400f48e03e7104d6d779d5b315c5dRegulator registerMalta Gaming Authority - Licensee Register (name search "Zecure…mgalicenseeregister.mga.org.mt/7 Oct 2026
Open original sourceReceipt captured 2026-10-07 12:00 UTC · HTTP sha256 0810e05c570c2215dacbdb86e17d8dd8b4a24f6b15925540cd871f2e9313014dRegulator registerMalta Gaming Authority - Enforcement Register (all years 2013-2026)www.mga.org.mt/licensee-hub/enforcement-register/7 Oct 2026
Open original sourceReceipt captured 2026-10-07 12:11 UTC · HTTP sha256 1378b36d9468422e71555497ac0ea308fbd55cf35fa2df1048467a88ab376425Receipt captured 2026-10-07 12:00 UTC · HTTP 200sha256 b9922e94d0717df82f642484b7321ac026d051403c798a3a41fddea85a35317fRegulator registerUK Gambling Commission - Public Register, Zecure Gaming Limited…registers.gamblingcommission.gov.uk/564277 Oct 2026
Open original sourceReceipt captured 2026-10-10 12:19 UTC · HTTP 200sha256 9de895742c9b1372c00f82ef62118334103993d75cc2ebddfb01ba7e55b3657fReceipt captured 2026-10-07 12:01 UTC · HTTP 200sha256 9de895742c9b1372c00f82ef62118334103993d75cc2ebddfb01ba7e55b3657fRegulator noticeFörvaltningsrätten i Linköping (Swedish administrative court) -…www.domstol.se/globalassets/filer/domstol/forvaltningsratten_linkoping/pressmeddelanden/linkoping-fr-6377-19-dom-2020-04-01.pdf7 Oct 2026
Open original sourceReceipt captured 2026-10-07 12:17 UTC · HTTP sha256 1cb743612eb39b0e4a3c4f6002c3495898c945f7d95fab8074fb73eccc1695c4Receipt captured 2026-10-07 12:10 UTC · HTTP 200sha256 eb2e185afdead54fafc3e0b213cff0f909b2aeac3eaa432cadb421951d632ae4Complaint platformLCB (lcb.org) - Rizk Casino Support and Complaints Thread, casino…lcb.org/onlinecasinobonusforum/direct-casino-support/rizk-casino7 Oct 2026
Open original sourceReceipt captured 2026-10-07 12:07 UTC · HTTP 200sha256 1c64d7f70ccff18016c668dd1693ddce8a12cae21d80c8f82cdeedbf7e249b45Complaint platformCasino.Guru - Rizk review / complaints (blocked by bot challenge)casino.guru/rizk-casino-review7 Oct 2026
Open original sourceReceipt captured 2026-10-07 12:07 UTC · access blocked (bot challenge / captcha)sha256 b9bf23e1294e2e4cca4639e0588b0e41202b3cecbf15583dc3d25b9ddcac2c74Complaint platformAskGamblers - Rizk Casino (blocked by bot challenge)www.askgamblers.com/online-casinos/reviews/rizk-casino7 Oct 2026
Open original sourceReceipt captured 2026-10-07 12:07 UTC · access blocked (bot challenge / captcha)sha256 c9aa5628f61b9ee840ebdf0a7342d9c7467af0ace0505b0be1723674234eab98Complaint platformCasinomeister - Rizk casino report (blocked by bot challenge)www.casinomeister.com/casino-reports/rizk-casino/7 Oct 2026
Open original sourceReceipt captured 2026-10-07 12:07 UTC · access blocked (bot challenge / captcha)sha256 9aa264501612e8200ac1e03a4b50d716db6cf368b0153e604764df5656021cd5Complaint platformTrustpilot - rizk.com (blocked, HTTP 403)www.trustpilot.com/review/rizk.com7 Oct 2026
Open original sourceReceipt captured 2026-10-07 12:07 UTC · access blocked (HTTP 403)sha256 92d97ed45d6cc267c657b864c4deee1c2d896cda361adc660bc16538a75700f2Casino pageeCOGRA - ADR for online gambling (the ADR provider named in the terms)ecogra.org/alternative-dispute-resolution/7 Oct 2026
Open original sourceReceipt captured 2026-10-07 12:11 UTC · HTTP 200sha256 5dcb11af755c6fcc9564667715dab6ad5faf12bdd4b524d8e484cfb86afa9a3fThird-party dataECB reference rate EUR/USD via frankfurter.devapi.frankfurter.dev/v1/latest?base=EUR&symbols=USD7 Oct 2026
Open original sourceReceipt captured 2026-10-07 12:09 UTC · HTTP sha256 4ff91bdd0f8e6ebee5bd806471269ce44fb187beb306179c43e5abb8c9595d48
Review history2 entries
- First reviewed
- 7 Oct 2026
- Last verification pass
- 7 Oct 2026
- Last evidence update
- 10 Oct 2026
- Score changes
- No earlier score recorded – the current score is its first
No licence, operator or terms changes recorded since the first review.
- Methodology v1.6: regulatory-history cap is graded by recency; score 39 → 49.
- Initial research: binding terms, policies, help pages and licence registers captured.
SmarterCasinos currently has no commercial relationship with Rizk and does not link to its sign-up pages. 18+. How we make money · Responsible gambling