SmarterCasinos Top 100 · rank 95

TOTO Casino – casino profile

toto.nl · relevance score 27/100 (market relevance, not safety)

Smarter Score

ExcellentVerified Coverage 100 %
  • Games23 of 25 checked
  • Licensing & Transparency19 of 25 checked
  • Payments & Withdrawals14 of 20 checked
  • Bonuses & Promotions15 of 15 checked
  • Usability & Support15 of 15 checked
How Smarter Score 4.1 works

Welcome offer

Welcome offer Casino saysDeposit and play EUR 20, get 200 free spins on Pirots 5 (worth EUR 40)Wagering: No wagering on free-spin winnings (general Gratis Spins terms); the EUR 20 deposit has to be played to receive the spins · checked 29 Oct 2026 · source · offers vary by country · 18+ · T&Cs apply

Quick facts

Operator
TOTO Online B.V.
Regulator
Kansspelautoriteit (Netherlands Gambling Authority, KSA)
Licence status
Confirmed in registry
Games
Not available yet
Cryptocurrencies
Not available yet
iOS app
Yes

Advantages and disadvantages

Pros

Cons

  • Fee amount not publishedNot stated in the terms we read
  • ID verification (KYC) may be requiredThe terms allow checks; no fixed thresholds published

Score breakdown by category

  • Games23 of 25 checked
  • Licensing & Transparency19 of 25 checked
  • Payments & Withdrawals14 of 20 checked
  • Bonuses & Promotions15 of 15 checked
  • Usability & Support15 of 15 checked

Five categories of Smarter Score 4.1 (Games 25 · Licensing & Transparency 25 · Payments & Withdrawals 20 · Bonuses & Promotions 15 · Usability & Support 15). Each category shows the points earned on the criteria we could check; the dotted part is not checked yet and stays neutral (it counts half, so it moves the score neither up nor down). Evidence coverage 100 %.

All 14 criteria, what we found and the points 14 of 14 checked
Games 25 points
CriterionWhat we foundPointsSource
Game typesdistinct game types (slots, live casino, table games, jackpots, poker, crash): 5+ → 15 · 4 → 12 · 3 → 9 · 2 → 6 · 1 → 3; verified "no online casino" → 06 game type(s): slots, live, table, jackpots, poker, crash15of 15–
Catalogue depthcatalogue depth – the better of: games stated (≥ 3,000 → 10 · ≥ 1,500 → 8 · ≥ 500 → 5 · fewer → 2) or providers named (≥ 30 → 10 · ≥ 15 → 8 · ≥ 5 → 5 · fewer → 2)20 providers named8of 10casino.toto.nl (opens in a new tab)
Licensing & Transparency 25 points
CriterionWhat we foundPointsSource
Licence confirmed in a registerbest licence confirmed in a regulator register, by regulator tier: A 15 · B 11 · C 7 · D (issuer-listed) 3 · claimed / conflicting 2 · regulator not assessed 5Kansspelautoriteit (Netherlands Gambling Authority, KSA) (tier B), TOTO Online B.V. – register-confirmed (licence review)11of 15openovergokken.nl (opens in a new tab)
Operator identifiedoperator named in a register 4 · on the casino's own pages 2register: TOTO Online B.V.4of 4kansspelautoriteit.nl (opens in a new tab)
Licence number publishedlicence number published 2licence number published2of 2kansspelautoriteit.nl (opens in a new tab)
Regulatory recordregulators' action lists checked: nothing recorded 4 · actions disclosed, none that triggers G3 2 · G3-level action 02 recorded action(s), none at G3 level2of 4kansspelautoriteit.nl (opens in a new tab)
Payments & Withdrawals 20 points
CriterionWhat we foundPointsSource
Payment methodspayment methods named (deposit and withdrawal, distinct): ≥ 10 → 10 · 5–9 → 7 · 1–4 → 42 payment method(s) named4of 10toto.nl (opens in a new tab)
Withdrawal terms publishedwithdrawal terms published: stated time ≤ 24 h → 5 · ≤ 3 days → 4 · other stated time → 3 · no time, but withdrawal methods or fees published → 2stated: Regular payout processed within max. 24 hours; in most cases on the ac5of 5toto.nl (opens in a new tab)
ID-check policy publishedID-check (KYC) policy published 5ID-check policy published5of 5portal-spa-api.toto.nl (opens in a new tab)
Bonuses & Promotions 15 points
CriterionWhat we foundPointsSource
Welcome offer documenteda welcome offer is documented with its source 8 (the size of the offer never earns points)welcome offer documented with its source8of 8toto.nl (opens in a new tab)
Bonus termsbonus terms: wagering none or ≤ 35× → 7 · 36–50× → 5 · > 50× → 2 · not quantified, but key terms (min deposit, max cash-out, validity) published → 3wagering: No wagering on free-spin winnings (general Gratis Spins term7of 7toto.nl (opens in a new tab)
Usability & Support 15 points
CriterionWhat we foundPointsSource
Mobilenative app 5 · mobile site 3native app5of 5toto.nl (opens in a new tab)
Support channellive chat 5 · e-mail only 3live chat5of 5casino.toto.nl (opens in a new tab)
Responsible-gambling toolsresponsible-gambling tools: 3 or more → 5 · 1–2 → 36 responsible-gambling tool(s)5of 5toto.nl (opens in a new tab)

Every casino starts at the neutral 50. A checked criterion moves the score by its points minus half its maximum; an unchecked one counts half and moves nothing. Score data checked 29 Oct 2026. How Smarter Score 4.1 works

Score methodology version
Smarter Score 4.1Verified · checked 29 Oct 2026 · source

Evidence still missing for the score: none – every criterion is backed by a source.

Licensing and operator

Operator
TOTO Online B.V.Verified · Official regulatory source · checked 14 Oct 2026 · source
Parent company / group
Nederlandse Loterij group (as stated in the binding terms)Casino says · Unverified claim · checked 14 Oct 2026 · source
Registered office / headquarters
Laan van Hoornwijck 55, 2289 DG RijswijkVerified · Official regulatory source · checked 14 Oct 2026 · source
Operator jurisdiction
NetherlandsVerified · Official regulatory source · checked 14 Oct 2026 · source
Launched
Not available yetNot available · checked 15 Oct 2026
Casino type
Online casino and sportsbookCasino says · Unverified claim · checked 16 Oct 2026
Related brands
Not available yetNot available
Official website
casino.toto.nlCasino says · Unverified claim · checked 29 Oct 2026 · source
Regulator
Kansspelautoriteit (Netherlands Gambling Authority, KSA)Verified · Official regulatory source · checked 29 Oct 2026
Licence number
3621 (decision kenmerk 3621/01.404.992 of 30 July 2026)Verified · Official regulatory source · checked 16 Oct 2026 · source
Licence holder
TOTO Online B.V.Verified · Official regulatory source · checked 14 Oct 2026 · source
Licence status
Confirmed in registryVerified · Official regulatory source · checked 29 Oct 2026
Register entry
openovergokken.nl/kansspelwijzer/toto-online-b-v-onderdeel-vVerified · Official regulatory source · checked 29 Oct 2026 · source
Licensed jurisdictions
NetherlandsVerified · Official regulatory source · checked 29 Oct 2026
Licence verified against
Regulator register (recorded in our evidence review)Verified · Official regulatory source · checked 29 Oct 2026
Licence last verified
2026-10-29Verified · Official regulatory source · checked 29 Oct 2026

Country availability

A country missing from a restricted list is not a confirmation that you can play there. Check yours on the SmarterCasinos Top 100 page.

Restricted countries
Not available yetNot available · checked 14 Oct 2026
Accepted countries (stated)
NetherlandsCasino says · Primary source (casino document) · checked 14 Oct 2026 · source
Markets confirmed by a regulator
NetherlandsVerified · Primary source (casino document) · checked 2 Nov 2026
Markets confirmed by the operator
Not available yetNot available · checked 2 Nov 2026
Markets named in the terms
Not available yetNot available · checked 2 Nov 2026
Country-specific domains
Not available yetNot available
National market licences
NL: Kansspelautoriteit (Ksa), Netherlands 3621 (decision kenmerk 3621/01.404.992 of 30 July 2026)Verified · Official regulatory source · checked 16 Oct 2026 · source
Availability last checked
2026-10-16Verified · Primary source (casino document) · checked 16 Oct 2026

Bonuses and promotions

Welcome offer
Deposit and play EUR 20, get 200 free spins on Pirots 5 (worth EUR 40)Casino says · Primary source (casino document) · checked 29 Oct 2026 · source
Deposit match
Not available yetNot available
Maximum bonus
Not available yetNot available
Free spins
200Casino says · Primary source (casino document) · checked 29 Oct 2026 · source
No-deposit bonus
Not available yetNot available
Cashback
Not available yetNot available
VIP programme
Not available yetNot available
Wagering
No wagering on free-spin winnings (general Gratis Spins terms); the EUR 20 deposit has to be played to receive the spinsCasino says · Primary source (casino document) · checked 29 Oct 2026 · source
Minimum deposit
EUR 20Casino says · Primary source (casino document) · checked 29 Oct 2026 · source
Maximum cashout
Not available yetNot available
Maximum bet with bonus
Not available yetNot available
Bonus validity
Not available yetNot available
Country restrictions on the offer
Not available yetNot available
Offer eligible in
Not available yetNot available

Players and popularity

Player figures only from the casino or its group’s official reports (group figures cover all brands and are not like-for-like). Popular games only from lists the casino publishes itself. Display data – no score reads it.

Players
Not publishednot published · checked 16 Oct 2026 · Checked Nederlandse Loterij Jaarverslag 2025 (annual report): no count of TOTO Casino or online players. · source (opens in a new tab)
Most popular games
Rich Wilde and the Tome of Madness, Bonanza, Reactoonz, Book of Dead, Starburstcasino says · checked 16 Oct 2026 · the casino’s own homepage text “De populairste videoslots zijn: …” (an editorial statement, not a live play-count row) · source (opens in a new tab)
Founded
2021 (TOTO Casino online since October 2021)official group report · checked 16 Oct 2026 · Launch of the online casino offer by Nederlandse Loterij (owner of TOTO Online B.V.); the TOTO brand itself is older. Company-register date not available (KVK search script-only). · source (opens in a new tab)
Registered office
Laan van Hoornwijck 55, 2289 DG Rijswijk · Netherlandsverified · checked 14 Oct 2026
Wikipedia attention
Not publishednot published · No Wikipedia article for the brand
Google search interest
Not publishednot published · Google Trends / search volume not measurable from our research setup (Trends answers 429; no Ads account). Not estimated.

Games and software providers

Games
Not available yetNot available · checked 14 Oct 2026
Slots
YesCasino says · Primary source (casino document) · checked 14 Oct 2026
Live casino
YesCasino says · Primary source (casino document) · checked 14 Oct 2026
Table games
YesCasino says · Primary source (casino document) · checked 14 Oct 2026
Blackjack
Not available yetNot available
Roulette
Not available yetNot available
Baccarat
Not available yetNot available
Poker
YesCasino says · Primary source (casino document) · checked 14 Oct 2026
Jackpots
YesCasino says · Primary source (casino document) · checked 14 Oct 2026
Crash games
YesCasino says · Primary source (casino document) · checked 14 Oct 2026
Sportsbook
YesVerified · Official regulatory source · checked 16 Oct 2026 · source
Software providers
Evolution, NetEnt, Play'n GO, Pragmatic Play, Games Global, Playtech, Blueprint Gaming, Red Tiger, Big Time Gaming, Nolimit City, Push Gaming, Stakelogic, Gaming Corps, ELK Studios +6 moreCasino says · Primary source (casino document) · checked 14 Oct 2026 · source

See which other Top 100 casinos document the same games in the Game Explorer.

Payments and withdrawals

Deposit methods
iDEAL | WeroCasino says · Primary source (casino document) · checked 14 Oct 2026 · source
Withdrawal methods
Bank transfer to the registered account (shown as Trustly)Casino says · Primary source (casino document) · checked 14 Oct 2026 · source
Currencies
EURVerified · Primary source (casino document) · checked 14 Oct 2026 · source
Cryptocurrencies
Not available yetNot available · checked 16 Oct 2026
Minimum deposit
Not available yetNot available · checked 14 Oct 2026
Minimum withdrawal
EUR 5 (smaller amounts paid out after 14 days)Casino says · Primary source (casino document) · checked 16 Oct 2026 · source
Maximum withdrawal
Not available yetNot available · checked 14 Oct 2026
Withdrawal processing
Regular payout processed within max. 24 hours; in most cases on the account within an hourCasino says · Primary source (casino document) · checked 16 Oct 2026 · source
Fees
Not available yetNot available · checked 14 Oct 2026
ID checks (KYC)
Registration needs e-mail, a valid ID document (uploaded and read), the BSN (checked in encrypted form, not stored, to verify age 18+ and absence from CRUKS), a private Dutch bank account (IBAN) in the player's name and a mobile phone (art. 16, help centre). Customer due diligence under the Wwft is a legal duty; transactions, payouts or the account can be suspended during enhanced checks; documents (identity, income/financial documents at the net-deposit limit, source of funds) can be requested at any time (art. 14-16). Documents are reviewed on average in 1-3 working days. Only one account per person; no legal entities or business use.Verified · Primary source (casino document) · checked 14 Oct 2026 · source

Mobile experience and customer support

Mobile website
YesCasino says · Primary source (casino document) · checked 15 Oct 2026 · source
iOS app
YesCasino says · Primary source (casino document) · checked 15 Oct 2026 · source
Android app
YesCasino says · Primary source (casino document) · checked 15 Oct 2026 · source
Languages
nlCasino says · Primary source (casino document) · checked 16 Oct 2026 · source
Live chat
YesCasino says · Primary source (casino document) · checked 16 Oct 2026 · source
Support e-mail
Published by the casino (see source)Casino says · Primary source (casino document) · checked 16 Oct 2026 · source
Telephone support
YesCasino says · Primary source (casino document) · checked 16 Oct 2026 · source
Support hours
24/7Casino says · Primary source (casino document) · checked 16 Oct 2026 · source

Official channels

Checked 16 Oct 2026: each account is linked from the casino’s own website or its operator’s site. Follower figures only where a public page shows them. Not part of any score.

Terms and conditions

Clauses are quoted from the casino’s current terms. “None flagged” means our terms review found no clause of that type – it is not a guarantee.

Terms and conditions
toto.nl/deelnemersreglementVerified · Primary source (casino document) · checked 14 Oct 2026 · source
Withdrawal restrictions in the terms
None flagged in our terms reviewVerified · Primary source (casino document) · checked 14 Oct 2026 · source
ID-check (KYC) rules
Registration needs e-mail, a valid ID document (uploaded and read), the BSN (checked in encrypted form, not stored, to verify age 18+ and absence from CRUKS), a private Dutch bank account (IBAN) in the player's name and a mobile phone (art. 16, help centre). Customer due diligence under the Wwft is a legal duty; transactions, payouts or the account can be suspended during enhanced checks; documents (identity, income/financial documents at the net-deposit limit, source of funds) can be requested at any time (art. 14-16). Documents are reviewed on average in 1-3 working days. Only one account per person; no legal entities or business use.Verified · Primary source (casino document) · checked 14 Oct 2026 · source
Dormant-account rules
None flagged in our terms reviewVerified · Primary source (casino document) · checked 14 Oct 2026 · source
Account-closure rules
None flagged in our terms reviewVerified · Primary source (casino document) · checked 14 Oct 2026 · source
Bonus restrictions in the terms
None flagged in our terms reviewVerified · Primary source (casino document) · checked 14 Oct 2026 · source
Unusual terms
None flagged in our terms reviewVerified · Primary source (casino document) · checked 14 Oct 2026 · source

Responsible gambling and complaints

Deposit limits
YesCasino says · Primary source (casino document) · checked 14 Oct 2026 · source
Loss limits
YesCasino says · Primary source (casino document) · checked 14 Oct 2026 · source
Session / time limits
YesCasino says · Primary source (casino document) · checked 14 Oct 2026 · source
Self-exclusion
Available, up to permanentCasino says · Primary source (casino document) · checked 14 Oct 2026 · source
Cooling-off / time-out
YesCasino says · Primary source (casino document) · checked 14 Oct 2026 · source
Reality checks
Not available yetNot available
Responsible-gambling tools
deposit limit, loss limit, session limit, cooling off, self exclusion permanent, self exclusion minimum monthsCasino says · Primary source (casino document) · checked 14 Oct 2026 · source
Complaint channel
TOTO complaints procedure page (klachtenprocedure)Casino says · Primary source (casino document) · checked 16 Oct 2026 · source
Regulatory enforcement records
ksa-nl 2022-11-25 – fine source
ksa-nl 2025-10-28 – warning sourceListed on national blocked-sites lists (a market block, not a sanction): Switzerland – ESBK (toto.nl) register.Verified · Official regulatory source · checked 29 Oct 2026

18+. Gambling can be addictive – help and self-exclusion.

Analysis

TOTO Casino is ranked 95 of 100 in the SmarterCasinos Top 100 (selection index 27/100 – market presence, not a safety rating). The casino is operated by TOTO Online B.V. (Netherlands), as confirmed in an official register. Licence: Kansspelautoriteit (Netherlands Gambling Authority, KSA) – Confirmed in registry (checked in the regulator’s register).

Read the full TOTO Casino evidence review

Sources and verification dates

Status labels: Verified = official register or binding terms · Casino says = the casino’s own pages · Third-party = reputable non-operator source · Not available = blocked or not published. Next review dates are kept per field in the database.

Other Top 100 casinos with the same regulator

Brands whose licence from the same authority we checked in that regulator’s register. Same regulator does not mean same rules for every market or the same Smarter Score.

Kansspelautoriteit (Ksa)

Nearby in the SmarterCasinos Top 100

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Player reviews

Player reviews for TOTO Casino are collected and moderated on the full review page. They are kept separate from every score.