SmarterCasinos Top 100 · rank 56
Paf – casino profile
paf.com · relevance score 39/100 (market relevance, not safety)
- 85Smarter Score · Excellent
- Verified Coverage 100 %share of the score points checked
- Estonian Tax and Customs Boardlicence checked in the register
- 2 official channelslinked from the casino’s site
Smarter Score
ExcellentVerified Coverage 100 %How Smarter Score 4.1 works
Welcome offer
Welcome offer Casino saysCasino: 100% bonus + 100 free spins (sports: €100 + €20 in free bets)Wagering not verified yet · checked 16 Oct 2026 · source · offers vary by country · 18+ · T&Cs apply
Quick facts
- Operator
- Aktsiaselts PAFER (AS Pafer)
- Regulator
- Estonian Tax and Customs Board (EMTA)
- Licence status
- Confirmed in registry
- Games
- Not available yet
- Cryptocurrencies
- Not available yet
- iOS app
- Yes
Advantages and disadvantages
Pros
- Licence confirmed in the regulator’s registerVerifiedChecked by SmarterCasinos against the identified source below.Checked15 Oct 2026SourcesRegulator registerMajandustegevuse register (MTR) – Aktsiaselts PAFER, registrikood…Our recordRegulator registerMaksu- ja Tolliamet (EMTA) – Seaduslike hasartmängukorraldajate…Our record
- Deposit limits & self-exclusionCasino saysThe casino’s own statement, recorded with its source. We have not independently confirmed it.Checked15 Oct 2026SourcesCasino pagePaf.ee – Play responsibly pageOur recordCasino pagePaf.ee – homepage (welcome offer, FAQ, footer)Our recordCasino termsPaf.ee – Kasutajatingimused / General Terms and Conditions…Our recordCasino pagePaf help centre (Zendesk API) – "Aastane kaotuse limiit (annual…Our recordCasino pagePaf help centre (Zendesk API) – "Soovin blokeerida mängukonto…Our recordCasino pagePaf help centre (Zendesk API) – "Limiidi ooteaeg (limit waiting…Our record
Cons
- Fee amount not publishedNot stated in the terms we read
- ID verification (KYC) may be requiredThe terms allow checks; no fixed thresholds published
Score breakdown by category
Five categories of Smarter Score 4.1 (Games 25 · Licensing & Transparency 25 · Payments & Withdrawals 20 · Bonuses & Promotions 15 · Usability & Support 15). Each category shows the points earned on the criteria we could check; the dotted part is not checked yet and stays neutral (it counts half, so it moves the score neither up nor down). Evidence coverage 100 %.
All 14 criteria, what we found and the points 14 of 14 checked
| Criterion | What we found | Points | Source |
|---|---|---|---|
| Game typesdistinct game types (slots, live casino, table games, jackpots, poker, crash): 5+ → 15 · 4 → 12 · 3 → 9 · 2 → 6 · 1 → 3; verified "no online casino" → 0 | 5 game type(s): slots, live, table, jackpots, poker | 15of 15 | – |
| Catalogue depthcatalogue depth – the better of: games stated (≥ 3,000 → 10 · ≥ 1,500 → 8 · ≥ 500 → 5 · fewer → 2) or providers named (≥ 30 → 10 · ≥ 15 → 8 · ≥ 5 → 5 · fewer → 2) | 7 providers named | 5of 10 | paf.ee (opens in a new tab) |
| Criterion | What we found | Points | Source |
|---|---|---|---|
| Licence confirmed in a registerbest licence confirmed in a regulator register, by regulator tier: A 15 · B 11 · C 7 · D (issuer-listed) 3 · claimed / conflicting 2 · regulator not assessed 5 | Spelinspektionen (tier A), Paf International p.l.c. – register-confirmed (licence review) | 15of 15 | spelinspektionen.se (opens in a new tab) |
| Operator identifiedoperator named in a register 4 · on the casino's own pages 2 | register: Aktsiaselts PAFER (AS Pafer) | 4of 4 | paf.ee (opens in a new tab) |
| Licence number publishedlicence number published 2 | licence number published | 2of 2 | mtr.ttja.ee (opens in a new tab) |
| Regulatory recordregulators' action lists checked: nothing recorded 4 · actions disclosed, none that triggers G3 2 · G3-level action 0 | regulator lists checked: no action recorded | 4of 4 | – |
| Criterion | What we found | Points | Source |
|---|---|---|---|
| Payment methodspayment methods named (deposit and withdrawal, distinct): ≥ 10 → 10 · 5–9 → 7 · 1–4 → 4 | 6 payment method(s) named | 7of 10 | support.paf.ee (opens in a new tab) |
| Withdrawal terms publishedwithdrawal terms published: stated time ≤ 24 h → 5 · ≤ 3 days → 4 · other stated time → 3 · no time, but withdrawal methods or fees published → 2 | stated: Trustly: 95% of withdrawals sent instantly, otherwise up to 2 business | 5of 5 | support.paf.ee (opens in a new tab) |
| ID-check policy publishedID-check (KYC) policy published 5 | ID-check policy published | 5of 5 | paf.ee (opens in a new tab) |
| Criterion | What we found | Points | Source |
|---|---|---|---|
| Welcome offer documenteda welcome offer is documented with its source 8 (the size of the offer never earns points) | welcome offer documented with its source | 8of 8 | paf.ee (opens in a new tab) |
| Bonus termsbonus terms: wagering none or ≤ 35× → 7 · 36–50× → 5 · > 50× → 2 · not quantified, but key terms (min deposit, max cash-out, validity) published → 3 | offer without published key terms | 0of 7 | paf.ee (opens in a new tab) |
| Criterion | What we found | Points | Source |
|---|---|---|---|
| Mobilenative app 5 · mobile site 3 | native app | 5of 5 | support.paf.ee (opens in a new tab) |
| Support channellive chat 5 · e-mail only 3 | live chat | 5of 5 | paf.ee (opens in a new tab) |
| Responsible-gambling toolsresponsible-gambling tools: 3 or more → 5 · 1–2 → 3 | 4 responsible-gambling tool(s) | 5of 5 | paf.ee (opens in a new tab) |
Every casino starts at the neutral 50. A checked criterion moves the score by its points minus half its maximum; an unchecked one counts half and moves nothing. Score data checked 16 Oct 2026. How Smarter Score 4.1 works
- Score methodology version
- Smarter Score 4.1Verified · checked 16 Oct 2026 · source
Evidence still missing for the score: none – every criterion is backed by a source.
Licensing and operator
- Operator
- Aktsiaselts PAFER (AS Pafer)Verified · Primary source (casino document) · checked 15 Oct 2026 · source
- Parent company / group
- Paf group (Ålands Penningautomatförening, Åland Islands) – stated by the casinoCasino says · Unverified claim · checked 15 Oct 2026 · source
- Registered office / headquarters
- Staapli 4-68, 10415 Tallinn, EstoniaVerified · Primary source (casino document) · checked 15 Oct 2026 · source
- Operator jurisdiction
- EstoniaVerified · Primary source (casino document) · checked 15 Oct 2026 · source
- Launched
- 1,999Casino says · Unverified claim · checked 16 Oct 2026 · source
- Casino type
- Online casino and sportsbookCasino says · Unverified claim · checked 16 Oct 2026
- Related brands
- Not available yetNot available
- Regulator
- Estonian Tax and Customs Board (EMTA)Verified · Official regulatory source · checked 15 Oct 2026
- Licence number
- HKT000002 (activity licence, from 20.01.2010, unlimited); operating permit HKL000490 (17.04.2025–16.04.2030)Verified · Official regulatory source · checked 16 Oct 2026 · source
- Licence holder
- Aktsiaselts PAFERVerified · Official regulatory source · checked 15 Oct 2026 · source
- Licence status
- Confirmed in registryVerified · Official regulatory source · checked 15 Oct 2026
- Register entry
- emta.ee/ariklient/registreerimine-ettevotlus/hasartmangukorrVerified · Official regulatory source · checked 15 Oct 2026 · source
- Licensed jurisdictions
- EstoniaVerified · Official regulatory source · checked 15 Oct 2026
- Licence verified against
- Regulator register (recorded in our evidence review)Verified · Official regulatory source · checked 15 Oct 2026
- Licence last verified
- 2026-10-15Verified · Official regulatory source · checked 15 Oct 2026
Country availability
A country missing from a restricted list is not a confirmation that you can play there. Check yours on the SmarterCasinos Top 100 page.
- Restricted countries
- Not available yetNot available · checked 15 Oct 2026
- Accepted countries (stated)
- EstoniaCasino says · Primary source (casino document) · checked 15 Oct 2026 · source
- Markets confirmed by a regulator
- Estonia, Latvia, SwedenVerified · Primary source (casino document) · checked 2 Nov 2026
- Markets confirmed by the operator
- Not available yetNot available · checked 2 Nov 2026
- Markets named in the terms
- Not available yetNot available · checked 2 Nov 2026
- Country-specific domains
- Not available yetNot available
- National market licences
- EE: Maksu- ja Tolliamet (EMTA) / Majandustegevuse register (MTR) HKT000002 (activity licence, from 20.01.2010, unlimited); operating permit HKL000490 (17.04.2025–16.04.2030)Verified · Official regulatory source · checked 16 Oct 2026 · source
- Availability last checked
- 2026-10-16Verified · Primary source (casino document) · checked 16 Oct 2026
Bonuses and promotions
- Welcome offer
- Casino: 100% bonus + 100 free spins (sports: €100 + €20 in free bets)Casino says · Primary source (casino document) · checked 16 Oct 2026 · source
- Deposit match
- Not available yetNot available
- Maximum bonus
- Not available yetNot available
- Free spins
- Not available yetNot available
- No-deposit bonus
- Not available yetNot available
- Cashback
- Not available yetNot available
- VIP programme
- Not available yetNot available
- Wagering
- Not available yetNot available
- Minimum deposit
- Not available yetNot available
- Maximum cashout
- Not available yetNot available
- Maximum bet with bonus
- Paf minimum accepted bet EUR 0.10, maximum EUR 1,000 (general, not bonus-specific)Not verified · Unverified claim · checked 16 Oct 2026 · source
- Bonus validity
- Not available yetNot available
- Country restrictions on the offer
- Not available yetNot available
- Offer eligible in
- Not available yetNot available
Players and popularity
Player figures only from the casino or its group’s official reports (group figures cover all brands and are not like-for-like). Popular games only from lists the casino publishes itself. Display data – no score reads it.
- Players
- Not publishednot published · checked 16 Oct 2026 · Paf's corporate site (aboutpaf.com) publishes no number of customers or players; no annual report with a player count was found. · source (opens in a new tab)
- Most popular games
- Fishin' Triple Pots of Gold POWER COMBO, Rumble Kong CASHINGO, Double Joker Slot, Fire Rail Express: Hold & Win, Cash & Carry, ThunderBAR, 12 Masks of Fire: Night Fever, Dragon PrimeXcasino says · checked 16 Oct 2026 · first ten games of the "Suositut" (Popular) lobby category on paf.fi, in its order – paf.com redirected to the Finnish site paf.fi from our location; the Estonian site paf.ee was not checked · source (opens in a new tab)
- Founded
- 1966casino says · checked 16 Oct 2026 · Founding of the Paf company (Ålands Penningautomatförening); the card's operator AS Pafer is its Estonian entity. · source (opens in a new tab)
- Registered office
- Staapli 4-68, 10415 Tallinn, Estonia · Estoniaverified · checked 15 Oct 2026
- Wikipedia attention
- 22,179 page views in 12 months · stablethird-party source
- Google search interest
- Not publishednot published · Google Trends / search volume not measurable from our research setup (Trends answers 429; no Ads account). Not estimated.
Games and software providers
- Games
- Not available yetNot available · checked 15 Oct 2026
- Slots
- YesCasino says · Primary source (casino document) · checked 15 Oct 2026
- Live casino
- YesCasino says · Primary source (casino document) · checked 15 Oct 2026
- Table games
- YesCasino says · Primary source (casino document) · checked 15 Oct 2026
- Blackjack
- Not available yetNot available
- Roulette
- Not available yetNot available
- Baccarat
- Not available yetNot available
- Poker
- YesCasino says · Primary source (casino document) · checked 15 Oct 2026
- Jackpots
- YesCasino says · Primary source (casino document) · checked 16 Oct 2026 · source
- Crash games
- Not available yetNot available
- Sportsbook
- YesCasino says · Primary source (casino document) · checked 16 Oct 2026 · source
- Software providers
- Pragmatic Play, Evolution, Play'n GO, Playson, Relax Gaming, Quickspin, Paf (in-house)Casino says · Primary source (casino document) · checked 15 Oct 2026 · source
See which other Top 100 casinos document the same games in the Game Explorer.
Payments and withdrawals
- Deposit methods
- Estonian bank links (Swedbank, SEB, LHV, Luminor, Coop, Citadele) / bank transfer, Trustly, Visa / Mastercard, Skrill, Apple Pay, Revolut / Paysera / WiseCasino says · Primary source (casino document) · checked 15 Oct 2026 · source
- Withdrawal methods
- Estonian bank links (Swedbank, SEB, LHV, Luminor, Coop, Citadele) / bank transfer, Trustly, Visa / Mastercard, SkrillCasino says · Primary source (casino document) · checked 15 Oct 2026 · source
- Currencies
- EURVerified · Primary source (casino document) · checked 16 Oct 2026 · source
- Cryptocurrencies
- Not available yetNot available · checked 16 Oct 2026
- Minimum deposit
- €10Casino says · Primary source (casino document) · checked 16 Oct 2026 · source
- Minimum withdrawal
- €10Casino says · Primary source (casino document) · checked 16 Oct 2026 · source
- Maximum withdrawal
- Not available yetNot available · checked 15 Oct 2026
- Withdrawal processing
- Trustly: 95% of withdrawals sent instantly, otherwise up to 2 business days; VISA almost instant (bank may take a few days); Mastercard up to 5 business daysCasino says · Primary source (casino document) · checked 16 Oct 2026 · source
- Fees
- Terms allow transaction fees per the current price list (no amounts stated)Verified · Primary source (casino document) · checked 16 Oct 2026 · source
- ID checks (KYC)
- Terms §2.1: the operator may request verification of identity, age or other information "for instance with copies of credit cards, photos, ID documents" at its sole discretion and throughout the customer relationship; refusal is a breach. §3.5: identity and ownership of payment methods may be checked at any time before a transfer; in suspicious cases checks may take up to six months with funds frozen. Persons in the national exclusion register HAMPI cannot register (§1). Payments only via accounts in the player's own name (§3.1, help centre).Casino says · Primary source (casino document) · checked 15 Oct 2026 · source
Mobile experience and customer support
- Mobile website
- YesCasino says · Primary source (casino document) · checked 15 Oct 2026 · source
- iOS app
- YesCasino says · Primary source (casino document) · checked 15 Oct 2026 · source
- Android app
- NoCasino says · Primary source (casino document) · checked 15 Oct 2026 · source
- Languages
- Estonian, EnglishCasino says · Primary source (casino document) · checked 15 Oct 2026 · source
- Live chat
- YesVerified · Primary source (casino document) · checked 16 Oct 2026 · source
- Support e-mail
- Published by the casino (see source)Verified · Primary source (casino document) · checked 16 Oct 2026 · source
- Telephone support
- Not available yetNot available
- Support hours
- Not available yetNot available · checked 16 Oct 2026
Official channels
Checked 16 Oct 2026: each account is linked from the casino’s own website or its operator’s site. Follower figures only where a public page shows them. Not part of any score.
- Xpafdotcomlinked from aboutpaf.com
- LinkedInpaflinked from aboutpaf.com
Terms and conditions
Clauses are quoted from the casino’s current terms. “None flagged” means our terms review found no clause of that type – it is not a guarantee.
- Terms and conditions
- paf.ee/termsVerified · Primary source (casino document) · checked 15 Oct 2026 · source
- Withdrawal restrictions in the terms
- None flagged in our terms reviewVerified · Primary source (casino document) · checked 15 Oct 2026 · source
- ID-check (KYC) rules
- Terms §2.1: the operator may request verification of identity, age or other information "for instance with copies of credit cards, photos, ID documents" at its sole discretion and throughout the customer relationship; refusal is a breach. §3.5: identity and ownership of payment methods may be checked at any time before a transfer; in suspicious cases checks may take up to six months with funds frozen. Persons in the national exclusion register HAMPI cannot register (§1). Payments only via accounts in the player's own name (§3.1, help centre).Casino says · Primary source (casino document) · checked 15 Oct 2026 · source
- Dormant-account rules
- None flagged in our terms reviewVerified · Primary source (casino document) · checked 15 Oct 2026 · source
- Account-closure rules
- None flagged in our terms reviewVerified · Primary source (casino document) · checked 15 Oct 2026 · source
- Bonus restrictions in the terms
- None flagged in our terms reviewVerified · Primary source (casino document) · checked 15 Oct 2026 · source
- Unusual terms
- None flagged in our terms reviewVerified · Primary source (casino document) · checked 15 Oct 2026 · source
Responsible gambling and complaints
- Deposit limits
- YesCasino says · Primary source (casino document) · checked 15 Oct 2026 · source
- Loss limits
- YesCasino says · Primary source (casino document) · checked 15 Oct 2026 · source
- Session / time limits
- Not available yetNot available
- Self-exclusion
- Available, up to permanentCasino says · Primary source (casino document) · checked 15 Oct 2026 · source
- Cooling-off / time-out
- YesCasino says · Primary source (casino document) · checked 15 Oct 2026 · source
- Reality checks
- Not available yetNot available
- Responsible-gambling tools
- deposit limit, loss limit, cooling off, self exclusion permanentCasino says · Primary source (casino document) · checked 15 Oct 2026 · source
- Complaint channel
- Operator (contact details on the site), then the Estonian Tax and Customs BoardVerified · Primary source (casino document) · checked 16 Oct 2026 · source
- Regulatory enforcement records
- No sanction found in the regulator records we checkedListed on national blocked-sites lists (a market block, not a sanction): Italy – ADM (paf.com) register.Verified · checked 15 Oct 2026
18+. Gambling can be addictive – help and self-exclusion.
Analysis
Paf is ranked 56 of 100 in the SmarterCasinos Top 100 (selection index 39/100 – market presence, not a safety rating). The casino is operated by Aktsiaselts PAFER (AS Pafer) (Estonia), as confirmed in an official register. Licence: Estonian Tax and Customs Board (EMTA) – Confirmed in registry (checked in the regulator’s register).
Sources and verification dates
Status labels: Verified = official register or binding terms · Casino says = the casino’s own pages · Third-party = reputable non-operator source · Not available = blocked or not published. Next review dates are kept per field in the database.
- paf.ee – Official website · 15 Oct 2026
- paf.fi/_next/static/chunks/paf-modern-inverted-CwPlhzaQ.svg – Official logo · 16 Oct 2026
- aboutpaf.com/ – Launched · 16 Oct 2026
- paf.ee/terms – Operator, Parent company / group, Registered office / headquarters, Operator jurisdiction … · 16 Oct 2026
- mtr.ttja.ee/juriidiline_isik/83612 – Licence number, National market licences · 16 Oct 2026
- emta.ee/ariklient/registreerimine-ettevotlus/hasartmangukorraldajale/seaduslike- – Licence holder, Register entry · 15 Oct 2026
- paf.ee/ – Welcome offer, Games, Sportsbook, Software providers … · 16 Oct 2026
- support.paf.ee/hc/et/articles/12754849625756 – Maximum bet with bonus · 16 Oct 2026
- support.paf.ee/api/v2/help_center/et/articles/12720702742300.json – Deposit methods, Withdrawal methods · 15 Oct 2026
- support.paf.ee/hc/et/articles/12720702742300 – Cryptocurrencies · 16 Oct 2026
- support.paf.ee/hc/et/articles/16698145051804 – Minimum deposit, Minimum withdrawal · 16 Oct 2026
- support.paf.ee/hc/et/articles/12720869100700 – Withdrawal processing · 16 Oct 2026
- support.paf.ee/hc/et/articles/30488759443612 – Jackpots · 16 Oct 2026
- paf.ee/play-responsibly – Deposit limits, Loss limits, Self-exclusion, Cooling-off / time-out … · 15 Oct 2026
- support.paf.ee/api/v2/help_center/et/articles/28731651722012.json – Mobile website, iOS app, Android app · 15 Oct 2026
Nearby in the SmarterCasinos Top 100
Player reviews
Player reviews for Paf are collected and moderated on the full review page. They are kept separate from every score.