{
 "source": "SmarterCasinos",
 "url": "https://smartercasinos.com/research/kyc-triggers/",
 "licence": "CC BY 4.0",
 "dataAsOf": "2026-10-16",
 "unit": "casino",
 "headline": {
  "casinos": 39,
  "specificTriggers": 15,
  "generalWordingOnly": 23,
  "thresholdsFull": 0,
  "thresholdsPartial": 18,
  "thresholdsNone": 17,
  "thresholdsNotAccessible": 4,
  "casinosNamingAmount": 8,
  "casinosWithWithdrawalRule": 29
 },
 "amounts": {
  "EUR 2,000": 3,
  "EUR 100": 1,
  "EUR 150": 1,
  "EUR 300": 1,
  "EUR 5,000": 1,
  "EUR 700": 1,
  "EUR 800": 1,
  "GBP 1,500": 1,
  "GBP 500": 1
 },
 "rows": [
  {
   "casino": "1xBet",
   "domain": "1xbet.com",
   "regulator": "Curaçao Gaming Authority",
   "tier": "C",
   "when": "May be required",
   "triggers": "General wording only",
   "thresholds": "None published",
   "amounts_named": "",
   "threshold_note": "\"Cumulative deposits, withdrawals or transactions reaching or exceeding the applicable threshold\" – no amount is published.",
   "withdrawal_rule_text": "",
   "policy_summary": "Terms §29: identity verification at registration and before certain account activities (full name, date of birth, permanent address); enhanced checks when cumulative deposits/withdrawals reach \"the applicable threshold\" (not stated), on unusual activity, high-risk jurisdictions, PEP status. §6.2: on withdrawal the company may request photo ID, proof of payment method and other documents, to be submitted within one month or the withdrawal may be suspended with \"potential forfeiture of the funds\". §6.1: video conference may be required; document checks up to 72 h, video materials up to 14 business days.",
   "evidence": "Verified",
   "checked": "2026-10-16",
   "profile": "https://smartercasinos.com/casinos/1xbet/"
  },
  {
   "casino": "32Red",
   "domain": "32red.com",
   "regulator": "UK Gambling Commission",
   "tier": "A",
   "when": "May be required",
   "triggers": "General wording only",
   "thresholds": "None published",
   "amounts_named": "",
   "threshold_note": "No monetary or time thresholds for further checks are published; checks may be requested at any stage and on an ongoing basis.",
   "withdrawal_rule_text": "Withdrawals require completed Verification Checks (11.1 b); until then the operator may restrict the account, including withdrawals; if checks cannot be completed the account is suspended and may be closed, and funds may be withheld if a regulator requires it (6.4).",
   "policy_summary": "Terms 6: Verification Checks of age, identity, address, location, financial circumstances and source of funds (copy of passport, driving licence, birth certificate, financial statements, proof of address \"and/or any other documents / evidence that we may reasonably require\"); until complete the operator restricts the account, including withdrawals (6.4, 6.6); an account cannot deposit, withdraw or gamble until name, address and date of birth are verified; the player is told of restrictions and required documents before the first deposit and after each login (6.6).",
   "evidence": "Verified",
   "checked": "2026-10-14",
   "profile": "https://smartercasinos.com/casinos/32red/"
  },
  {
   "casino": "888casino",
   "domain": "888casino.com",
   "regulator": "Gibraltar Gambling Commissioner",
   "tier": "B",
   "when": "May be required",
   "triggers": "General wording only",
   "thresholds": "None published",
   "amounts_named": "",
   "threshold_note": "No monetary or time thresholds for additional checks are published (only the first-withdrawal ID requirement). Help centre not accessed.",
   "withdrawal_rule_text": "",
   "policy_summary": "User Agreement 4: the casino may verify registration details at any time by requesting documents (identity card, proof of address, proof of payment method; notarised copies if deemed necessary), may ask for source of funds, financial standing and occupation, may run background and credit checks and need not tell the member; failure to provide documents allows termination and withholding of funds. Withdrawal Policy: \"A copy of a current photographic ID is required for your first withdrawal request\"; card copies and proof of address may be requested; pending withdrawals are returned to the bankroll and reversed after 7 days without completed verification. Upload via the cashier, files up to 1MB.",
   "evidence": "Verified",
   "checked": "2026-10-07",
   "profile": "https://smartercasinos.com/casinos/888casino/"
  },
  {
   "casino": "Bally Casino",
   "domain": "ballycasino.co.uk",
   "regulator": "UK Gambling Commission",
   "tier": "A",
   "when": "May be required",
   "triggers": "General wording only",
   "thresholds": "None published",
   "amounts_named": "",
   "threshold_note": "No monetary or time thresholds for source-of-funds checks are published in the terms read (requests \"from time to time\"); the FAQs were not readable.",
   "withdrawal_rule_text": "Withdrawals require a confirmed e-mail address (4.3), completed identity and source-of-funds verification (4.2, 4.6; up to 30 days to satisfy requests, 5.6), no open fraud or Malfunction investigation (5.5, 5.12.3) and payment to an account in the player's own name (4.1).",
   "policy_summary": "Terms 4.2-4.6: age and identity are checked electronically with credit reference agencies at registration and for \"certain deposit and withdrawal transactions\" (no credit check is performed); if that fails, documents are requested (passport or driving licence, utility bill, bank or card statement) and the account is suspended until checks are completed; an account is not opened until age/identity are verified. Anti-money-laundering (4.6): the casino needs to verify source of funds and will ask for information that verifies identity and address, financial circumstances and source of funds (payslips from the last 3 months, latest tax return, latest P60) and proof of ownership of payment methods; services and transactions are suspended until checks are passed, and further information may be requested \"from time to time\". Withdrawals also require a confirmed e-mail address (4.3). 5.6: up to 30 days to satisfy additional verification requirements, after which the account is suspended and may be closed (deposit returned, winnings voided).",
   "evidence": "Verified",
   "checked": "2026-10-14",
   "profile": "https://smartercasinos.com/casinos/bally-casino/"
  },
  {
   "casino": "BetFlag",
   "domain": "betflag.it",
   "regulator": "Agenzia delle Dogane e dei Monopoli (ADM) – Italy",
   "tier": "B",
   "when": "May be required",
   "triggers": "Specific triggers published",
   "thresholds": "Partly published",
   "amounts_named": "",
   "threshold_note": "Published thresholds: 30 days (plus up to 60 days of suspension) to send the ID document; no monetary threshold for additional source-of-funds checks is published. Recorded partial.",
   "withdrawal_rule_text": "verification before withdrawal if requested",
   "policy_summary": "Italian tax code (codice fiscale) and a valid ID document are required at registration (contract premise F, art. 10.1); the contract is activated only after the document copy is received. Conditions art. 3: the ID must be sent within 30 days of registration, otherwise the account is suspended for up to 60 days and the contract then ends; withdrawals are possible only after the ID document used at registration (front and back) has been received and validated (art. 5, payments page); bonuses require validated ID and mobile number. In the presence of alert indicators the operator may request additional documentation and decide the withdrawal method \"in maniera insindacabile\" (art. 5). Anti-money-laundering identification under D.Lgs. 231/07 (art. 7). Identity data are transmitted to ADM in encrypted form (contract 4.8).",
   "evidence": "Verified",
   "checked": "2026-10-14",
   "profile": "https://smartercasinos.com/casinos/betflag/"
  },
  {
   "casino": "BetMGM UK",
   "domain": "betmgm.co.uk",
   "regulator": "UK Gambling Commission",
   "tier": "A",
   "when": "May be required",
   "triggers": "General wording only",
   "thresholds": "Source not accessible to us",
   "amounts_named": "",
   "threshold_note": "",
   "withdrawal_rule_text": "Withdrawals require cleared deposits (9.9.1), completed Checks (9.9.2), no legal hold (9.9.3) and no ongoing or adverse investigation (9.9.4); a delay in providing requested documents may delay withdrawals.",
   "policy_summary": "Terms 8.1-8.6: registration needs name, residential address, date of birth, gender, email, phone; \"You will not be permitted to gamble until we have verified your name, address and date of birth\" (8.2); the casino may request ID (passport/driving licence) and proof of address (8.5), and \"from time to time\" documents on source of funds, payment methods or financial circumstances (bank statements, payslips, P60/tax returns, company accounts, dividend statements, inheritance, rental income, evidence of winnings, sale of assets - 8.6) before allowing bets or withdrawals (8.3-8.4). If Checks cannot be completed the account is restricted and ultimately closed with information passed to authorities (8.4). Deposit name matching is required (9.4).",
   "evidence": "Verified",
   "checked": "2026-10-14",
   "profile": "https://smartercasinos.com/casinos/betmgm/"
  },
  {
   "casino": "Betway",
   "domain": "betway.com",
   "regulator": "Malta Gaming Authority",
   "tier": "A",
   "when": "May be required",
   "triggers": "Specific triggers published",
   "thresholds": "Partly published",
   "amounts_named": "",
   "threshold_note": "Event-based triggers are documented (registration, failed automatic verification, periodic re-checks, security measures before a payment, name mismatch 4.4); no amount thresholds or complete trigger list are published.",
   "withdrawal_rule_text": "",
   "policy_summary": "Terms 3.1: customers must be verified at registration; if automatic verification fails \"You will be required to provide valid identification documents proving Your identity, age and address\" (photo ID, a utility bill and a bank/card statement, each not older than 6 months); \"We may, from time to time, reperform Our verification checks\"; if verification cannot be completed \"We will terminate Your account\". 5.1: \"we may need to take additional security measures ... copies of identification documents may be required before payment can be made\". 5.2: if not verified \"within a suitable timeframe, Your account may be restricted\". 5.3: credit checks on cardholders. Privacy Policy: \"Sometimes we may also request photo ID, proof of address, and source of funds\". The terms do not state amount thresholds.",
   "evidence": "Verified",
   "checked": "2026-10-07",
   "profile": "https://smartercasinos.com/casinos/betway/"
  },
  {
   "casino": "BitStarz",
   "domain": "bitstarz.com",
   "regulator": "Curaçao Gaming Authority",
   "tier": "C",
   "when": "May be required",
   "triggers": "General wording only",
   "thresholds": "Partly published",
   "amounts_named": "",
   "threshold_note": "Only one mandatory trigger is documented: verification is required to activate e-wallet withdrawals for USD depositors (terms 8.7.9). Other triggers are discretionary; no amount thresholds.",
   "withdrawal_rule_text": "Each deposit must be wagered at least once before withdrawal (terms 8.7.5, 9.9); withdrawals to the same method used to deposit (8.7.13; FAQ: crypto to the same wallet); account locked if KYC phone/email contact fails for two weeks after a withdrawal request (8.7.11).",
   "policy_summary": "Terms section 7 lists the documents (ID, proof of payment, proof of address ≤ 90 days) and state verification may be requested at the casino's discretion, during withdrawal processing \"if deemed necessary\", on suspicious transactions and before no-deposit bonus withdrawals. FAQ: crypto players do not provide documents \"as a standard\". No amount threshold is published.",
   "evidence": "Verified",
   "checked": "2026-10-05",
   "profile": "https://smartercasinos.com/casinos/bitstarz/"
  },
  {
   "casino": "bwin",
   "domain": "bwin.com",
   "regulator": "UK Gambling Commission",
   "tier": "A",
   "when": "May be required",
   "triggers": "General wording only",
   "thresholds": "None published",
   "amounts_named": "",
   "threshold_note": "No monetary or time thresholds for source-of-funds or enhanced checks are published in the UK terms (checks \"from time to time\", 7.11 enhanced due diligence); verification before the first deposit is the published trigger for identity checks.",
   "withdrawal_rule_text": "Verification Checks must be completed to the casino's reasonable satisfaction before a withdrawal (terms 9.7.2); funds can be withheld while checks are open (7.7).",
   "policy_summary": "UK terms 7: name, address and date of birth must be verified before the first deposit or play (7.3); the casino may request identity documents (passport, driving licence, national ID, UK government ID), proof of address (utility bill or bank statement, not older than 3 months) and source-of-funds documents (bank statements, payslips, P60/tax returns, company accounts, shareholdings, inheritance or asset-sale evidence) at any time, including on an ongoing basis; the account can be restricted, including withdrawals, until checks are completed (7.7). Help Centre: KYC must be completed to withdraw winnings; further documents may be requested in routine checks. Privacy Notice and Age Verification Policy not read.",
   "evidence": "Verified",
   "checked": "2026-10-14",
   "profile": "https://smartercasinos.com/casinos/bwin/"
  },
  {
   "casino": "Codere",
   "domain": "codere.es",
   "regulator": "Dirección General de Ordenación del Juego",
   "tier": "B",
   "when": "May be required",
   "triggers": "Specific triggers published",
   "thresholds": "Partly published",
   "amounts_named": "EUR 150",
   "threshold_note": "Published thresholds: EUR 150 total deposit limit while documents are pending (contract 3.1b); documents due within one month of registration. No monetary threshold for source-of-funds checks is published (the casino may request \"documentación adicional\" at payout). Recorded partial.",
   "withdrawal_rule_text": "verification before withdrawal if requested",
   "policy_summary": "Contract section 3: Spanish residents (DNI/NIE) are checked against the DGOJ identity-verification service and must then verify documents (both sides of the DNI/NIE) within one month of registration; until documents are verified a user may deposit up to EUR 150 in total and play but cannot withdraw anything. Unidentified users cannot play, deposit or withdraw. Non-residents must verify with an EU national ID or passport before any account action. Section 12: no payout before verification is complete; the fraud-prevention department reviews the profile, play history and patterns and may request ID, utility bills or bank statements. Bank-transfer withdrawals need a bank receipt on first use; PayPal/Skrill/Neteller proof of ownership. Registration checks the RGIAJ self-ban register.",
   "evidence": "Verified",
   "checked": "2026-10-14",
   "profile": "https://smartercasinos.com/casinos/codere/"
  },
  {
   "casino": "Efbet (Greece)",
   "domain": "efbet.gr",
   "regulator": "Hellenic Gaming Commission",
   "tier": "A",
   "when": "May be required",
   "triggers": "Specific triggers published",
   "thresholds": "Not published",
   "amounts_named": "",
   "threshold_note": "",
   "withdrawal_rule_text": "No withdrawals while the account is temporary/unverified (5.2.1 β). transactions above the AML-Regulation limits only after the payment account is confirmed as the player's own (5.1 ε ιαια); the casino may refuse and cancel a transaction even after completion if legality is reasonably doubted (5.8 ια); payments to third-party accounts are cancelled and the deposit returned to the account holder (5.8 ιζ). [EN paraphrase, ours.]",
   "policy_summary": "Terms 5.1/5.2.1: an account starts as 'Προσωρινός' (temporary) until identity data are verified; while temporary, cumulative deposits are capped at the limit set by the HGC AML Regulation and withdrawals are not possible (figures not stated in the terms). If the account is not finalised within the AML-Regulation deadline, it is blocked and the player gets 30 days to supply documents, after which it is closed. Identity verification is repeated when doubts arise (5.1 ε δδ); transactions above the AML-Regulation limits are processed only after the declared payment account is confirmed to belong to the player (5.1 ε ιαια). The verification page lists documents: colour copy of both sides of ID card or passport; proof of address no older than 6 months (utility bill, bank statement, residence certificate, tax documents and others); proof of the payment instrument used (card photo with only first 4 and last 6 digits visible, bank document with IBAN, Skrill/Neteller screenshot); possibly a 'photo holding ID'. The casino may also request deposit receipts, bank statements, tax returns. Bonuses are only for players whose accounts are verified (general offer terms). Records kept 10 years (5.1 ε ιι). [EN paraphrase, ours.]",
   "evidence": "Verified",
   "checked": "2026-10-14",
   "profile": "https://smartercasinos.com/casinos/efbet/"
  },
  {
   "casino": "Expekt",
   "domain": "expekt.se",
   "regulator": "Swedish Gambling Authority",
   "tier": "A",
   "when": "May be required",
   "triggers": "General wording only",
   "thresholds": "None published",
   "amounts_named": "",
   "threshold_note": "No monetary or time thresholds for further checks are published.",
   "withdrawal_rule_text": "If required information or documents are not provided, the operator may temporarily restrict account activity or hold funds while the review runs, proportionately and only as long as reasonably necessary.",
   "policy_summary": "Identity is verified through BankID at registration. The operator may request documents for AML purposes at registration, deposit, withdrawal or any other time: ID document (Swedish ID card, driving licence, passport; residence permit with foreign passport), proof of address (population-register extract), politically-exposed-person status, living situation and source of funds (bank statements not older than 90 days, tax extract, payslip, property sale, inheritance, pension, gift). Requests are described as \"nödvändiga och proportionerliga\".",
   "evidence": "Verified",
   "checked": "2026-10-14",
   "profile": "https://smartercasinos.com/casinos/expekt/"
  },
  {
   "casino": "Gamdom",
   "domain": "gamdom.com",
   "regulator": "Anjouan",
   "tier": "D",
   "when": "May be required",
   "triggers": "General wording only",
   "thresholds": "None published",
   "amounts_named": "",
   "threshold_note": "Financial thresholds are referred to but no amounts are published.",
   "withdrawal_rule_text": "each deposit wagered 1× before withdrawal; verification before withdrawal if requested; withdrawal to the same method or coin",
   "policy_summary": "Terms §2.1: KYC may be carried out at registration \"or at any time thereafter, especially when specific financial thresholds are met and/or if specific risk factors arise\" – thresholds not published. Help Center: players \"can typically deposit, play, and withdraw without completing KYC, unless it is specifically requested\"; Level 1 (name, DOB, country), Level 2 (ID + selfie via Veriff), Level 3 (proof of funds, only on request); withdrawals may be temporarily disabled until requested checks are completed.",
   "evidence": "Verified",
   "checked": "2026-10-05",
   "profile": "https://smartercasinos.com/casinos/gamdom/"
  },
  {
   "casino": "Goldbet",
   "domain": "goldbet.it",
   "regulator": "Agenzia delle Dogane e dei Monopoli (ADM) – Italy",
   "tier": "B",
   "when": "May be required",
   "triggers": "Specific triggers published",
   "thresholds": "Partly published",
   "amounts_named": "",
   "threshold_note": "Published thresholds: ID at registration, 2 days to re-upload a rejected document, 60 days before the contract ends. No monetary threshold for additional checks is published.",
   "withdrawal_rule_text": "verification before withdrawal if requested",
   "policy_summary": "Italian tax code (codice fiscale) and a front/back copy of a valid ID document are required at registration; the document must be uploaded during registration, a rejected document must be re-uploaded within 2 days or the account is suspended, and after 60 days without a valid document the contract ends. Withdrawals only after the ID document has been validated; the operator may request further documents (utility bill of the last 6 months, IBAN ownership, card ownership). From 4 August 2026 the paper ID card can no longer be used to open an account (CIE, passport or driving licence).",
   "evidence": "Verified",
   "checked": "2026-10-15",
   "profile": "https://smartercasinos.com/casinos/goldbet/"
  },
  {
   "casino": "Guts",
   "domain": "guts.com",
   "regulator": "Malta Gaming Authority",
   "tier": "A",
   "when": "May be required",
   "triggers": "Specific triggers published",
   "thresholds": "Partly published",
   "amounts_named": "EUR 2,000",
   "threshold_note": "One amount trigger is published (5.8: Checks may be carried out at EUR 2,000 in cumulative lifetime deposits, with the timeframe \"at the sole discretion of the company\"); further triggers are event-based or discretionary (\"In certain circumstances ...\", 5.9 source of funds; 5.11 different withdrawal account; 9.1.3 withdrawal of unwagered deposits reviewed). No full list of triggers.",
   "withdrawal_rule_text": "",
   "policy_summary": "Terms 5.6: \"We are required to undertake verification of your age, identity and address.\" 5.8: \"we may carry out identification and verification Checks on a player reaching EUR 2,000 in cumulative lifetime deposits. It shall be at the sole discretion of the company to decide, on a risk-based approach, which timeframe to consider for purposes of triggering the Checks.\" Documents (5.8.1-5.8.3): passport, national identity card or driving licence with a utility bill or bank statement less than three months old; proof of ownership of the payment method; any other documents the casino considers necessary. 5.9: source of funds / source of wealth documentation \"In certain circumstances\". 5.5: the casino may delay or withhold payments \"until we are satisfied that your identity, age and place of residence have been suitably verified\". 5.11: ID/POA and proof of payment if the withdrawal account differs from the deposit method. 9.1.2: withdrawals require completed Checks. Failure to provide documents: account may be locked or closed (5.7/5.8). Help Centre: documents are processed within 24 hours of upload; withdrawals are cancelled and funds returned to the account if requested verification documents are not received within 120 hours.",
   "evidence": "Verified",
   "checked": "2026-10-07",
   "profile": "https://smartercasinos.com/casinos/guts/"
  },
  {
   "casino": "Kansino",
   "domain": "kansino.nl",
   "regulator": "Kansspelautoriteit",
   "tier": "B",
   "when": "May be required",
   "triggers": "General wording only",
   "thresholds": "None published",
   "amounts_named": "",
   "threshold_note": "No monetary or time thresholds for further checks are published in the terms.",
   "withdrawal_rule_text": "Withdrawals only to the verified own bank account via Trustly; verification includes making a deposit from that account before a withdrawal to it can be requested (bonus terms). Withdrawal can be cancelled and source of funds requested if deposits were not used for play (terms 6.3).",
   "policy_summary": "Registration requires surname, first names, date of birth, place of birth, BSN, Dutch address, IBAN, email, phone and an ID scan (terms 3.1); the FAQ and iDEAL page mention identification through the bank via iDIN. The casino may request further identity documents or proof of source of funds and block or close the account if not supplied (3.5); further checks before or after deposits/withdrawals (5.4, 6.2); AML under the Wwft with reporting to the FIU (17). The addiction-prevention and KYC policy documents were not found.",
   "evidence": "Verified",
   "checked": "2026-10-14",
   "profile": "https://smartercasinos.com/casinos/kansino/"
  },
  {
   "casino": "Ladbrokes Casino",
   "domain": "ladbrokes.com",
   "regulator": "UK Gambling Commission",
   "tier": "A",
   "when": "May be required",
   "triggers": "General wording only",
   "thresholds": "None published",
   "amounts_named": "",
   "threshold_note": "No monetary or time thresholds for source-of-funds or enhanced checks are published in the UK terms (checks 'from time to time', 7.11); verification before the first deposit is the published trigger for identity checks. The Help Centre verification page was blocked.",
   "withdrawal_rule_text": "Verification Checks must be completed to the casino's reasonable satisfaction before a withdrawal (terms 9.7.2); funds can be withheld while checks are open (7.7).",
   "policy_summary": "UK terms 7: name, address and date of birth must be verified before the first deposit or play (7.3); identity documents (passport, driving licence, national ID card if not a UK citizen, UK government ID), proof of address (utility bill, bank statement or government document, not older than 3 months) and source-of-funds/financial documents (bank statements, payslips, P60/tax returns, company accounts, shareholdings, inheritance or asset-sale evidence) can be requested at any time, including ongoing and enhanced due diligence (7.4-7.6, 7.11); the account can be restricted, including withdrawals, until checks are complete, and suspended or closed if they cannot be completed (7.7).",
   "evidence": "Verified",
   "checked": "2026-10-14",
   "profile": "https://smartercasinos.com/casinos/ladbrokes-casino/"
  },
  {
   "casino": "LeoVegas",
   "domain": "leovegas.com",
   "regulator": "Malta Gaming Authority",
   "tier": "A",
   "when": "May be required",
   "triggers": "General wording only",
   "thresholds": "Partly published",
   "amounts_named": "",
   "threshold_note": "One event-based trigger is documented (withdrawals of funds never wagered, 16.9); no amount thresholds or general trigger list are published; otherwise verification is \"at any other stage at the sole discretion of the Operator\" (8.1).",
   "withdrawal_rule_text": "",
   "policy_summary": "Terms 8.1: \"You agree to provide the Operator with documents at the deposit and/or withdrawal stage, or at any other stage at the sole discretion of the Operator.\" 8.2: passport/ID, and source of wealth/funds information, expired documents or \"any additional KYC documentation for any reason and at any time\". 13.3/16.6: additional verification at any time before processing withdrawals; 16.9: funds never used for wagering are only remitted after the \"extended due diligence procedure\"; 8.3: failure to provide documents leads to restriction/suspension/closure and withholding of funds until verification is complete; 11.12: extra identity checks on deposits.",
   "evidence": "Verified",
   "checked": "2026-10-07",
   "profile": "https://smartercasinos.com/casinos/leovegas/"
  },
  {
   "casino": "Lottomatica",
   "domain": "lottomatica.it",
   "regulator": "Agenzia delle Dogane e dei Monopoli (ADM) – Italy",
   "tier": "B",
   "when": "May be required",
   "triggers": "Specific triggers published",
   "thresholds": "Partly published",
   "amounts_named": "",
   "threshold_note": "Published thresholds: ID at registration, 2 days to re-upload a rejected document, 60 days before the contract ends. No monetary threshold for additional checks is published.",
   "withdrawal_rule_text": "verification before withdrawal if requested",
   "policy_summary": "Italian tax code (codice fiscale) and a front/back copy of a valid ID document are required at registration; the document must be uploaded during registration, a rejected document must be re-uploaded within 2 days or the account is suspended, and after 60 days without a valid document the contract ends. Withdrawals only after the ID document has been validated; the operator may request further documents (utility bill of the last 6 months, IBAN ownership, card ownership). From 4 August 2026 the paper ID card can no longer be used to open an account (CIE, passport or driving licence).",
   "evidence": "Verified",
   "checked": "2026-10-15",
   "profile": "https://smartercasinos.com/casinos/lottomatica/"
  },
  {
   "casino": "Marathonbet",
   "domain": "marathonbet.es",
   "regulator": "Dirección General de Ordenación del Juego",
   "tier": "B",
   "when": "May be required",
   "triggers": "Specific triggers published",
   "thresholds": "Partly published",
   "amounts_named": "",
   "threshold_note": "Published thresholds: verification within one month of registration; 15 days to answer data checks. No monetary threshold for source-of-funds or enhanced checks is published (\"larger payments\"). Recorded partial.",
   "withdrawal_rule_text": "verification before withdrawal if requested",
   "policy_summary": "Terms 3.8: identity data of users resident in Spain are verified in real time through the DGOJ systems where possible and within a maximum of one month from registration; \"the identification and verification of the accuracy of the User's data will be an essential condition for Users receiving the prizes they obtain, regardless of the amount\"; contracts of unverified users end after one month. 3.6: disputed data must be proved within 15 calendar days, otherwise the account is suspended and, after one more month, closed and refunded; a bank statement with account-ownership certificate may be demanded. Payments information: enhanced verification when deposits/withdrawals do not correlate with bets, additional checks for larger payments, documentary evidence of the source of deposits, re-verification when details changed; the privacy policy lists ID photo, bank or card statement, employment data and facial-recognition biometric data among the data collected. Third-party payment methods are forbidden (4.2.1).",
   "evidence": "Verified",
   "checked": "2026-10-14",
   "profile": "https://smartercasinos.com/casinos/marathonbet/"
  },
  {
   "casino": "Maria Casino",
   "domain": "mariacasino.se",
   "regulator": "Swedish Gambling Authority",
   "tier": "A",
   "when": "May be required",
   "triggers": "General wording only",
   "thresholds": "None published",
   "amounts_named": "",
   "threshold_note": "No monetary or time thresholds for further checks are published.",
   "withdrawal_rule_text": "Documents may be requested before deposits and withdrawals are processed; withdrawals of unused deposits can be refused or cancelled until the source of funds is verified; funds may be frozen during an AML or fraud investigation.",
   "policy_summary": "Registration and every log-in use Swedish BankID. The operator may request documents to prove identity (ID document), the right to use a card (statement) and \"andra fakta\" before deposits and/or withdrawals are processed, which can cause delays (3.2.1 c); source-of-funds verification is applied before refusing/annulling withdrawals of unused deposits (3.2.1 h); the guide says identity verification before withdrawal is a Spelinspektionen requirement done via BankID.",
   "evidence": "Verified",
   "checked": "2026-10-14",
   "profile": "https://smartercasinos.com/casinos/maria-casino/"
  },
  {
   "casino": "Mr Green",
   "domain": "mrgreen.com",
   "regulator": "Malta Gaming Authority",
   "tier": "A",
   "when": "May be required",
   "triggers": "Specific triggers published",
   "thresholds": "Partly published",
   "amounts_named": "EUR 2,000",
   "threshold_note": "One amount threshold is published (2.9.2: 2,000 EUR deposits over a rolling 180 days, identity to be confirmed within 30 days) plus AML behaviour triggers (4.6); otherwise documents can be requested \"at any time\" and the casino \"in its sole discretion\" decides which documents (4.4). No threshold for withdrawals of winnings.",
   "withdrawal_rule_text": "",
   "policy_summary": "Terms 4.1: identity and (where necessary) source-of-funds Checks required by AML/gambling regulation; 4.1.1 documents may be requested \"at any time\"; 4.4/4.5 documents named (ID, proof of address not older than 6 months, payment-method copies, a photo holding the ID, source-of-funds information); 4.1.2/6.1.2 account restricted and withdrawals blocked until Checks are completed; 2.9.2 the account must be suspended if identity cannot be confirmed within 30 days from reaching a deposit threshold of 2,000 EUR on a rolling 180 days; 4.6 AML triggers (e.g. withdrawal without commensurate play).",
   "evidence": "Verified",
   "checked": "2026-10-07",
   "profile": "https://smartercasinos.com/casinos/mr-green/"
  },
  {
   "casino": "MrQ",
   "domain": "mrq.com",
   "regulator": "UK Gambling Commission",
   "tier": "A",
   "when": "May be required",
   "triggers": "General wording only",
   "thresholds": "None published",
   "amounts_named": "",
   "threshold_note": "No monetary or time thresholds for further checks are published in the terms or the Source of Funds article (requests \"from time to time\").",
   "withdrawal_rule_text": "Withdrawals require cleared deposits, completed due diligence (a delay in providing documents may delay the withdrawal) and no ongoing investigation (7.7); withdrawals go to the active payment method in the account holder's name (7.8). Help Centre: standard checks aimed within 48 hours; Source of Funds checks currently around a month.",
   "policy_summary": "Terms 6.1/6.20-6.22: name, full residential address and date of birth are required at registration and \"You will not be permitted to gamble until we have verified your name, address and date of birth\" (checked electronically with third parties; documents requested if inconclusive: passport, UK/non-UK driving licence, national ID card, CitizenCard, utility bill, official letter or bank statement from the last 90 days). Ongoing due diligence: \"at any time we may request that you provide us with personal documents and/or information relating to your payment method(s) and/or your personal and/or financial circumstances\" including source-of-funds documents (bank statements, payslips, P60, accounts, tax returns, inheritance papers); until satisfied the casino may \"limit or otherwise restrict your ability to deposit or withdraw\". Open-source and credit/affordability checks may be run; documents may also be reviewed for indicators of problem gambling or financial hardship. Withdrawals require completed checks (7.7). Help Centre: until verified \"you won't be able to deposit or play\"; ClearStake (Open Banking) is offered as an alternative to documents.",
   "evidence": "Verified",
   "checked": "2026-10-14",
   "profile": "https://smartercasinos.com/casinos/mrq/"
  },
  {
   "casino": "NetBet (Greece)",
   "domain": "netbet.gr",
   "regulator": "Hellenic Gaming Commission",
   "tier": "A",
   "when": "May be required",
   "triggers": "Specific triggers published",
   "thresholds": "Partly published",
   "amounts_named": "EUR 800; EUR 5,000",
   "threshold_note": "Published monetary triggers: EUR 800 cumulative deposits while the account is temporary; EUR 5,000 per deposit and EUR 800 per withdrawal trigger payment-account ownership verification. Further checks are event/risk-based (4.2 δ, 4.2 ε, 4.5).",
   "withdrawal_rule_text": "Withdrawal not possible while the account is temporary/unverified (6.1 β); withdrawals of EUR 800+ per request require confirmed ownership of the payment account (4.3 α, 12.9); the casino may refuse or cancel a transaction even after completion if its legality is reasonably doubted (12.12). [EN paraphrase, ours.]",
   "policy_summary": "Terms 4.1/6.1: an account starts as 'Προσωρινός' (temporary) until identity is verified; documents (clear copy of valid ID card, passport or equivalent, and any additional document requested) must be supplied within 30 days of account creation. While temporary: cumulative deposits up to EUR 800 only (6.1 α), no withdrawals (6.1 β). If not completed in 30 days the account is blocked ('Φραγή') with a further 30 days to supply documents, then closed (6.1 γ). 4.3 α: deposits of EUR 5,000 or more per transaction are accepted only after verifying that the declared payment account belongs to the player; withdrawals of EUR 800 or more per transaction are made only after confirming the payment account belongs to the player (12.9 repeats the 800 EUR rule). 4.2 δ: identity verification is repeated when doubts arise. 12.2: the casino may ask for proof of payment-instrument ownership (photo, selfie, bank statement). Failure to provide requested information or giving inaccurate information leads to blocking/closing and a report to the HGC / AML authority (4.5). Records are kept 10 years (4.3). Privacy policy not read in full.",
   "evidence": "Verified",
   "checked": "2026-10-14",
   "profile": "https://smartercasinos.com/casinos/netbet-gr/"
  },
  {
   "casino": "Paf",
   "domain": "paf.ee",
   "regulator": "Estonian Tax and Customs Board",
   "tier": "B",
   "when": "May be required",
   "triggers": "General wording only",
   "thresholds": "Not published",
   "amounts_named": "",
   "threshold_note": "",
   "withdrawal_rule_text": "Withdrawals only to a payment method in the player's own name registered by a prior deposit (§3.5, help centre); bonus money not wagered is not paid out; no withdrawals while a wagering bonus is active; funds can be held during checks (up to six months in suspicious cases).",
   "policy_summary": "Terms §2.1: the operator may request verification of identity, age or other information \"for instance with copies of credit cards, photos, ID documents\" at its sole discretion and throughout the customer relationship; refusal is a breach. §3.5: identity and ownership of payment methods may be checked at any time before a transfer; in suspicious cases checks may take up to six months with funds frozen. Persons in the national exclusion register HAMPI cannot register (§1). Payments only via accounts in the player's own name (§3.1, help centre).",
   "evidence": "Casino says",
   "checked": "2026-10-15",
   "profile": "https://smartercasinos.com/casinos/paf/"
  },
  {
   "casino": "PartyCasino",
   "domain": "partycasino.com",
   "regulator": "UK Gambling Commission",
   "tier": "A",
   "when": "May be required",
   "triggers": "General wording only",
   "thresholds": "None published",
   "amounts_named": "",
   "threshold_note": "No monetary or time thresholds for source-of-funds or enhanced checks are published in the UK terms (checks \"from time to time\", 7.11 enhanced due diligence); verification before the first deposit is the published trigger for identity checks.",
   "withdrawal_rule_text": "Verification Checks must be completed to the casino's reasonable satisfaction before a withdrawal (terms 9.7.2); funds can be withheld while checks are open (7.7).",
   "policy_summary": "UK terms 7: name, address and date of birth must be verified before the first deposit or play (7.3); the casino may request identity documents (passport, driving licence, national ID, UK government ID), proof of address (utility bill or bank statement, not older than 3 months) and source-of-funds documents (bank statements, payslips, P60/tax returns, company accounts, shareholdings, inheritance or asset-sale evidence) at any time, including on an ongoing basis; the account can be restricted, including withdrawals, until checks are completed (7.7). Help Centre: KYC must be completed to withdraw winnings; further documents may be requested in routine checks. Homepage: \"UK regulations require us to verify new accounts within 72 hours\". Privacy Notice and Age Verification Policy not read.",
   "evidence": "Verified",
   "checked": "2026-10-14",
   "profile": "https://smartercasinos.com/casinos/partycasino/"
  },
  {
   "casino": "Planetwin365",
   "domain": "planetwin365.it",
   "regulator": "Agenzia delle Dogane e dei Monopoli (ADM) – Italy",
   "tier": "B",
   "when": "May be required",
   "triggers": "Specific triggers published",
   "thresholds": "Partly published",
   "amounts_named": "",
   "threshold_note": "Published thresholds: ID at registration, 2 days to re-upload a rejected document, 60 days before the contract ends. No monetary threshold for additional checks is published.",
   "withdrawal_rule_text": "verification before withdrawal if requested",
   "policy_summary": "Italian tax code (codice fiscale) and a front/back copy of a valid ID document are required at registration; the document must be uploaded during registration, a rejected document must be re-uploaded within 2 days or the account is suspended, and after 60 days without a valid document the contract ends. Withdrawals only after the ID document has been validated; the operator may request further documents (utility bill of the last 6 months, IBAN ownership, card ownership). From 4 August 2026 the paper ID card can no longer be used to open an account (CIE, passport or driving licence).",
   "evidence": "Verified",
   "checked": "2026-10-15",
   "profile": "https://smartercasinos.com/casinos/planetwin365/"
  },
  {
   "casino": "PlayOJO",
   "domain": "playojo.com",
   "regulator": "UK Gambling Commission",
   "tier": "A",
   "when": "May be required",
   "triggers": "Specific triggers published",
   "thresholds": "Partly published",
   "amounts_named": "",
   "threshold_note": "The trigger events are documented (each deposit may trigger checks; documents approved before any withdrawal), but the terms mention \"certain thresholds\" without stating any amounts; no monetary or time thresholds are published.",
   "withdrawal_rule_text": "Withdrawals are processed only for a Real Money Account (at least one successful deposit) after the ID, address, payment-method ownership and source-of-funds documents are approved; the player must be verified before the first payout, the casino can reverse a withdrawal if requested KYC documents are not supplied, and higher-value wins (EUR 5,000+ or jackpots) may take longer to verify.",
   "policy_summary": "Terms 7/8: KYC procedures are carried out when a deposit is made; documents (ID, address, proof of ownership of the payment method, and evidence of the source of funds) must be provided AND approved before any withdrawal is processed (\"when certain thresholds are reached or prior to allowing a withdrawal\"). The Uploading Documents page lists accepted proof of ID (passport, driving licence, government ID card), proof of address (utility bill, bank statement, issued within 3 months) and a copy of the bank card (first 4 and last 4 digits visible; once per card), and says checks take \"usually less than 12 hours\" (48 hours before contacting support). Documents sent by any channel other than the Upload Docs page are not accepted.",
   "evidence": "Verified",
   "checked": "2026-10-14",
   "profile": "https://smartercasinos.com/casinos/playojo/"
  },
  {
   "casino": "PokerStars Casino",
   "domain": "pokerstars.de",
   "regulator": "Gemeinsame Glücksspielbehörde der Länder",
   "tier": "B",
   "when": "May be required",
   "triggers": "Not verified yet",
   "thresholds": "Partly published",
   "amounts_named": "EUR 100",
   "threshold_note": "Documented thresholds: EUR 100 deposit / 72 hours before verification, withdrawal only after verification, 30-day deadline. Further requests \"gelegentlich\" and at least yearly without a monetary trigger (Teil A 8.1).",
   "withdrawal_rule_text": "",
   "policy_summary": "AGB Teil A 8: verification requests at registration and at least once a year (ID document, utility bill/bank statement, phone or video call, recorded sessions possible); personal data are verified at every account opening and on every change; within the first 72 hours up to EUR 100 may be deposited and played before verification, but no withdrawal is possible until verification is completed, and after 30 days without verification the account is blocked. Payment methods must be in the customer's own name and are verified once per method (help centre). Annual re-verification stated.",
   "evidence": "Verified",
   "checked": "2026-10-15",
   "profile": "https://smartercasinos.com/casinos/pokerstars-casino/"
  },
  {
   "casino": "Rizk",
   "domain": "rizk.com",
   "regulator": "Malta Gaming Authority",
   "tier": "A",
   "when": "May be required",
   "triggers": "Specific triggers published",
   "thresholds": "Partly published",
   "amounts_named": "EUR 2,000",
   "threshold_note": "One amount trigger is published (5.8: Checks may be carried out at EUR 2,000 in cumulative lifetime deposits, with the timeframe \"at the sole discretion of the company\"); further triggers are event-based or discretionary (\"In certain circumstances ...\", 5.9 source of funds; 5.11 different withdrawal account; 9.1.3 withdrawal of unwagered deposits reviewed). No full list of triggers.",
   "withdrawal_rule_text": "",
   "policy_summary": "Terms 5.6: \"We are required to undertake verification of your age, identity and address.\" 5.8: \"We may carry out identification and verification Checks on a player reaching EUR 2,000 in cumulative lifetime deposits. It shall be at the sole discretion of the company to decide, on a risk-based approach, which timeframe to consider for purposes of triggering the Checks.\" Documents (5.8.1-5.8.3): passport, national identity card or driving licence with a utility bill or bank statement less than three months old; proof of ownership of the payment method; any other documents the casino considers necessary. 5.9: source of funds / source of wealth documentation \"in certain circumstances\". 5.5: the casino may delay or withhold payments \"until we are satisfied that your identity, age and place of residence have been suitably verified\". 5.11: ID/POA and proof of payment if the withdrawal account differs from the deposit method. 9.1.2: withdrawals require completed Checks. Failure to provide documents: account may be locked or closed (5.7/5.8).",
   "evidence": "Verified",
   "checked": "2026-10-07",
   "profile": "https://smartercasinos.com/casinos/rizk/"
  },
  {
   "casino": "Roobet",
   "domain": "roobet.com",
   "regulator": "Curaçao Gaming Authority",
   "tier": "C",
   "when": "May be required",
   "triggers": "General wording only",
   "thresholds": "None published",
   "amounts_named": "",
   "threshold_note": "No amount/event thresholds published. Help centre describes Level 2 verification documents (passport, driving licence or government ID) without a trigger.",
   "withdrawal_rule_text": "Withdrawals may be refused until identity is fully verified, payment-method ownership is confirmed, requested information is provided and the minimum wager requirement for each deposit is met (Terms 10.5); each deposit must be wagered 100% before withdrawal (Terms 10.1; help centre \"Wagering Requirements\").",
   "policy_summary": "Roobet may request KYC documents \"at any time\" and may restrict deposits/withdrawals until identification is complete (Terms 4.9, 10.5); the KYC-AML policy says due diligence happens at registration and during the relationship \"depending on the player's activity\". No event or amount triggers are published.",
   "evidence": "Verified",
   "checked": "2026-10-05",
   "profile": "https://smartercasinos.com/casinos/roobet/"
  },
  {
   "casino": "Shuffle",
   "domain": "shuffle.com",
   "regulator": "Curaçao Gaming Authority",
   "tier": "C",
   "when": "Before first withdrawal",
   "triggers": "Specific triggers published",
   "thresholds": "Partly published",
   "amounts_named": "",
   "threshold_note": "The \"before your first withdrawal\" trigger is documented; the monetary thresholds (\"a threshold we set from time to time\", risk-based withdrawal threshold) are not published.",
   "withdrawal_rule_text": "",
   "policy_summary": "Terms 5.2: government ID check \"on your reaching a threshold we set from time to time and in any event before your first withdrawal\"; KYC may be requested at any time (5.1); source of funds/wealth may be required (5.4). AML policy: withdrawal function may be suspended at a risk-based withdrawal threshold set at Shuffle's discretion. Help centre: email + Level 1 basic information required to deposit.",
   "evidence": "Verified",
   "checked": "2026-10-05",
   "profile": "https://smartercasinos.com/casinos/shuffle/"
  },
  {
   "casino": "Sky Vegas",
   "domain": "www.skyvegas.com",
   "regulator": "UK Gambling Commission",
   "tier": "A",
   "when": "May be required",
   "triggers": "Specific triggers published",
   "thresholds": "Partly published",
   "amounts_named": "GBP 1,500; GBP 500",
   "threshold_note": "Documented thresholds: GBP 1,500 deposit allowance within the first 30 days before full verification (terms 7.5.2, 7.6.1); deposit limit of GBP 500 per calendar month for customers under 25 (terms 29.3); Global Deposit Limits that vary by age and are calculated on net deposits (daily or rolling 30 days; amounts not published). No monetary trigger for source-of-funds requests is published.",
   "withdrawal_rule_text": "Withdrawals require verified name, address and date of birth, cleared and un-reversed payments, completed verification checks and no ongoing or completed review into an Error/Interruption/Malfunction or a suspected Prohibited Activity (12.1); a delay in providing requested documents may delay withdrawals; withdrawals go to the deposit method until Net Deposits are zero (12.4).",
   "policy_summary": "Terms 7.5: customers in Great Britain, Northern Ireland, the Channel Islands and the Isle of Man cannot deposit, withdraw or gamble until name, address and date of birth are verified; following that, new UK customers may deposit up to GBP 1,500 in the first 30 days but no withdrawals until fully verified; after 30 days an unverified account is restricted (no deposit, withdrawal or gambling). Documents named: passport, driver's licence, birth certificate and/or proof of address (7.7), uploaded via Jumio, live chat or the account uploader; further documents may be requested at any time (7.8). The casino runs soft credit checks with TransUnion, may ask for source of funds (payslips, P60, bank statements) and affordability evidence, and may restrict the account until provided (29.10; help articles Source of Funds, Soft Credit Checks, Global Deposit Limit).",
   "evidence": "Verified",
   "checked": "2026-10-14",
   "profile": "https://smartercasinos.com/casinos/sky-vegas/"
  },
  {
   "casino": "Spin Casino",
   "domain": "spincasino.co.uk",
   "regulator": "UK Gambling Commission",
   "tier": "A",
   "when": "May be required",
   "triggers": "General wording only",
   "thresholds": "None published",
   "amounts_named": "",
   "threshold_note": "No monetary or time thresholds that trigger further checks are published; checks may be repeated \"from time to time\".",
   "withdrawal_rule_text": "A withdrawal is paid only once verification checks are completed to the operator's reasonable satisfaction; additional security measures and identity documents may be required before payment (5.1, 5.7).",
   "policy_summary": "Name, address and date of birth must be verified before the player can gamble; automatic checks first, otherwise a valid photographic ID, a utility bill not older than 6 months and a debit-card/bank statement not older than 6 months. Credit checks with third-party agencies may be run and verification may be repeated. Until checks are complete the account can be restricted (no deposits, no wagers, temporary withdrawal hold); if checks cannot be completed the account is suspended and closed.",
   "evidence": "Verified",
   "checked": "2026-10-14",
   "profile": "https://smartercasinos.com/casinos/spin-casino/"
  },
  {
   "casino": "TOTO Casino",
   "domain": "casino.toto.nl",
   "regulator": "Kansspelautoriteit",
   "tier": "B",
   "when": "May be required",
   "triggers": "General wording only",
   "thresholds": "Partly published",
   "amounts_named": "EUR 700; EUR 300",
   "threshold_note": "Only the statutory net-deposit limit is published as a trigger: EUR 700 per calendar month (age 24+) or EUR 300 (18-23); on reaching it deposits stop for the month, bonuses are excluded for at least 30 days and the casino asks for financial documentation to set a personal limit (providing it is not mandatory, the standard limit stays otherwise). Other triggers (Wwft risk indicators, unusual deposits) have no stated thresholds.",
   "withdrawal_rule_text": "Payouts only to the registered bank account in the player's name, the same account used to top up (\"wettelijk verplicht\"); a new account must be added and verified first. Payouts can be delayed while Wwft checks or document requests are open; a payout cannot be cancelled once confirmed.",
   "policy_summary": "Registration needs e-mail, a valid ID document (uploaded and read), the BSN (checked in encrypted form, not stored, to verify age 18+ and absence from CRUKS), a private Dutch bank account (IBAN) in the player's name and a mobile phone (art. 16, help centre). Customer due diligence under the Wwft is a legal duty; transactions, payouts or the account can be suspended during enhanced checks; documents (identity, income/financial documents at the net-deposit limit, source of funds) can be requested at any time (art. 14-16). Documents are reviewed on average in 1-3 working days. Only one account per person; no legal entities or business use.",
   "evidence": "Verified",
   "checked": "2026-10-14",
   "profile": "https://smartercasinos.com/casinos/toto-casino/"
  },
  {
   "casino": "Unibet",
   "domain": "unibet.co.uk",
   "regulator": "UK Gambling Commission",
   "tier": "A",
   "when": "May be required",
   "triggers": "General wording only",
   "thresholds": "None published",
   "amounts_named": "",
   "threshold_note": "No monetary or time thresholds for further checks are published in the terms (documents \"we may reasonably require\"). The published trigger is verification of name, address and date of birth before the first deposit, withdrawal or play (6.6).",
   "withdrawal_rule_text": "",
   "policy_summary": "Terms 6.1: checks to verify \"age, identity, address, location, financial circumstances, and the source of the funds You deposit\"; documents such as \"a copy of Your passport, driving licence, birth certificate, financial statements, documents to support the expenditure on Your Account, proof of address and/or any other documents / evidence that we may reasonably require\". 6.6: no deposit, withdrawal or gambling \"until we have verified Your name, address and DOB\"; restrictions and required documents are advised \"prior to Your first deposit and following each login\". 6.4: unfinished checks lead to restriction, suspension and ultimately closure; funds may be withheld where a regulator requires it.",
   "evidence": "Verified",
   "checked": "2026-10-14",
   "profile": "https://smartercasinos.com/casinos/unibet/"
  },
  {
   "casino": "Vera&John",
   "domain": "verajohn.se",
   "regulator": "Swedish Gambling Authority",
   "tier": "A",
   "when": "May be required",
   "triggers": "General wording only",
   "thresholds": "None published",
   "amounts_named": "",
   "threshold_note": "No monetary or time thresholds for further checks are published.",
   "withdrawal_rule_text": "Withdrawal processing starts once the required documents have been received and verified; enhanced due diligence may be applied to withdrawals of funds not used for gaming, and withdrawals can be held if checks are failed.",
   "policy_summary": "BankID at registration (Pay and Play via Trustly bank login); the company may request further documents (passport, ID, driving licence) and, as required by the licence, income and source-of-funds evidence, collected through the partner Kreditz (bank statements for the last 12 months, shared with consent via BankID). Further identity checks may be applied on deposits and withdrawals; documents such as passport, utility bills, bank or card statements and proof of payment method may be requested.",
   "evidence": "Verified",
   "checked": "2026-10-14",
   "profile": "https://smartercasinos.com/casinos/vera-john/"
  },
  {
   "casino": "William Hill",
   "domain": "www.williamhill.com",
   "regulator": "UK Gambling Commission",
   "tier": "A",
   "when": "May be required",
   "triggers": "General wording only",
   "thresholds": "Source not accessible to us",
   "amounts_named": "",
   "threshold_note": "",
   "withdrawal_rule_text": "Withdrawals require completed Verification Checks (9.1.2), cleared and un-reversed deposits (9.1.1) and no ongoing or adverse investigation (9.1.3); a delay in providing requested documents may delay withdrawals.",
   "policy_summary": "Terms 5.1-5.5: the casino must verify identity and, in certain circumstances, source of funds, at account opening and on an ongoing basis (including affordability and safer-gambling checks); it may ask for certified ID, proof of address, passport and bank statements (redacted copies may not be accepted), a photograph holding the ID documents, and occasionally certified or notarised copies; a player may not gamble until name, address and date of birth are verified (5.5); until checks are satisfied the account is restricted and withdrawals are blocked (5.4, 9.1.2); if checks cannot be completed the account is suspended and may be closed, with funds withheld where required by regulation. 5.3: age, identity and payment details may be confirmed with third parties and credit checks may be run.",
   "evidence": "Verified",
   "checked": "2026-10-14",
   "profile": "https://smartercasinos.com/casinos/william-hill/"
  },
  {
   "casino": "Wolfbet",
   "domain": "wolfbet.com",
   "regulator": "Anjouan",
   "tier": "D",
   "when": "May be required",
   "triggers": "General wording only",
   "thresholds": "None published",
   "amounts_named": "",
   "threshold_note": "No monetary, time or event threshold for KYC is published on the pages read (Terms 5, 7 §6; FAQ). Terms 14 §6 allows source-of-funds requests for deposits above USD 50,000 equivalent case by case (not a KYC trigger as such).",
   "withdrawal_rule_text": "Terms 15 §1: to withdraw, the user must verify the email address and activate two-factor authentication; some withdrawals are manually confirmed by staff. Terms 15 §6: Wolfbet may reject a withdrawal request on suspicion of fraud or money laundering pending investigation. Terms 15 §7 / 14 §1: deposits and withdrawals must be to wallets/accounts belonging solely to the user; third-party deposits are not accepted.",
   "policy_summary": "Terms 5 §1: Wolfbet may at any time ask for any KYC/AML documentation it deems necessary to determine identity and location and may restrict service and payment until identity is sufficiently determined; §3: if the information is not provided it may freeze or close the account; Terms 7 §6: ID photo and a recent utility bill as proof of residence. FAQ: government-issued ID (passport or national ID, both sides), proof of address (recent bank statement or utility bill) and a selfie holding the ID and a card showing the login and current date. No separate KYC/AML policy was found.",
   "evidence": "Verified",
   "checked": "2026-10-14",
   "profile": "https://smartercasinos.com/casinos/wolfbet/"
  }
 ]
}